Buying Step 47 & 48: Settling Into Your Home

Andi Dyer • April 28, 2025

Step 47

You've closed on your first home. You got your keys. You got your rose-colored glasses. When you're a new homeowner, excitement, optimism, and simply not knowing what you don't know can make you look right past big problems in plain sight. Discover some advice for new homeowners with this illustration of a home that has nine maintenance problems. Can you spot all nine?


Find out if you’re right. Here are the answers:

#1 Tree Limbs Leaning Over the House

Yes, trees are lovely and shady, and they keep your house out of the sun. But they can also break off in a storm and fall on your house faster than you can say, “Hello, insurance company, there’s a hole in my roof!”

Those limbs can be a highway into your home for pests like raccoons and squirrels who might end up nesting in your attic or gnawing on electrical wires. So keep limbs trimmed at least six feet above the house.


#2 Overgrown Grass

Holy moly, who knew grass grows so quickly?! But putting off mowing because you can't find the time or don't have a mower yet can come back to bite you. Long grass makes a great hiding place for rodents, who will hang there until they get a chance to scurry into your house. Avoid the risk, and just whack that grass.

#3 Flaking Paint

Paint on your home's wood or stucco siding is the deflector shield of your house. If it's flaking, there are holes in your shield, and that's a problem. It lets in moisture that can rot the bones of your home. A little water turns into big trouble, fast. The more water that seeps in through those cracks, the bigger the cracks get, letting in even more water. So paint. Pronto.

#4 Wood Pile Near the House

You've got your entire winter supply of firewood stacked right up against the house, so you'll never have to schlep wood in single-digit temps again. But. That woodpile can be a cozy winter home to a who's who of unwelcome critters like mice, termites, and cockroaches. Firewood storage outside should be at least 20 feet from your house. You can still keep a few logs near the door, just enough for a night or two. That way, your firewood stays handy, and the creepy crawlies don't have time to move in.

#5 Parking on Grass

You're house-proud, so you have your friends over all the time. But if you let them park on the lawn (your house, your rules, right?), the vehicles will sink into the yard, compact the soil, and crush the grass. Crushed grass becomes dead grass; weeds sprout in the dead spots; and soon your dying, weedy, tire-rutted yard starts chipping away at your house pride (and your home value). 


DIY Tip

Create a gravel parking pad that can be returned to grass after you sell, or when those driverless cars become real. If you need more parking, expand your driveway. That's better for curb appeal than a dead lawn.


#6 Moss on the Roof or Siding

Yes, it's pretty and gives your house an enchanted-cottage look, but it will inflict damage to your home that will cost a small fortune to repair. Moss stores rainwater, causing mold to grow on the roof where it will seep into the wood beneath the shingles, into the attic, and then on indoor walls. Mold in your house = an allergy nightmare. 


All that moisture will rot your roof, too. Same with mossy siding: water damage and mold await. Scrape that moss off as soon as you see it. 


To prevent it from coming back, put zinc or copper flashing at the roof's peak. Rain dissolves a bit of the metal every time it falls, and it kills moss when it washes over the roof. To get moss off the siding, use a power washer.

#7 Debris in Gutters

Clean out those gutters. It probably won't be the high point of your weekend, but it's worth it. When your gutters are full of leaves, sticks, and other gunk, they'll overflow when it rains, pouring water on the fascia and soffit (the parts of your house under the eave), eroding landscaping, or even making your roof leak. Clean-gutter bonus: You'll have fewer mosquitoes, who lay eggs in the water in clogged gutters. So clean them. Or hire someone to do it.

#8 Cracks on the Driveway

Melted snow will seep into driveway cracks, then freeze, expand, and make the cracks even bigger. That ice can even push up chunks of concrete, leaving you with a driveway disaster. In the fall, patch cracks with concrete to keep winter water out. Asphalt driveway? There are products to patch that, too.

#9 Leaves Left on the Lawn

When you've put the mower away for the year and snow's just going to cover your lawn in a month anyway, why bother with the leaves? Your lawn may be done growing for the year, but its roots are alive and well. Leaving leaves on top of it can smother the grass and cause mildew, which will kill your yard. Then, when spring comes, your lawn will stay brown.


To avoid this, rake up the leaves in the fall. Or, if there's not an overwhelming amount, just run the mover over them. Collect them in your mower's bag, or let the tiny bits mulch your lawn.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 48

If only homes were as user-friendly as a smartphone when you've got a problem. Need a ride? There's an app for that. Food? That, too.


Need to stop your toilet from overflowing? Oops, there's no app for that!


When it comes to your home, you are your own best app. If you want to be a top-rated app, uh, homeowner, you'll need to be able to identify these not-so-pretty (gross in some cases) bits and parts of your home.

(Truth: Even seasoned homeowners don't have a clue about some of these.)


#1 Sewer Cleanout Vent

Well, gird your loins. This is the thing you need to find and open if your sewage pipe is clogged (often the case if you've got toilets and sinks overflowing or refusing to drain).

Use a pipe wrench to get the lid off but prepare yourself because buildup can cause the sewage to spew out at you.


The sewer cleanout valve is typically outside the house, usually a few feet away from the foundation. It can be either above ground like in the picture above, or in a box below ground.

You'll need this next item to undo the clog (or a plumber if the ick factor is too much for you).


#2 Plumber's Snake

This tool doesn't look nearly as cool (or creepy, depending on your view of snakes) as its name implies, but you'll think it's pretty awesome when it saves you from calling the plumber.

Most homeowners are happy with the simple hand-cranked version pictured above because it works for common clogs in your sink and bathtub drains. You feed the coiled wire into the pipe to release the clog.

But there are other types of snakes (sometimes called augers) that are more specialized:

  • A toilet auger, which is designed to be kinder to porcelain than other snakes.
  • A motorized snake, for more significant problems, like sewage clogs mentioned above. They're pricey, but if you're a DIYer, you can rent one, which is cheaper than hiring a plumber.


#3 Dishwasher Trap

Add this circular, sunken filter to the list of places you don't want to think about but should: The trap in your dishwasher where all those food scraps go. Yeah. They don't just disappear.


And if you continue to live in dishwasher-trap denial, your dishes might not be so clean. Or your garbage disposal could clog, causing water to back up into the sink.


The trap, as you can see, resembles a grate, and is usually in the bottom of your dishwasher. For most, it's relatively easy to remove (check your manual). But prepare yourself. It might not be (or smell) pretty. And you'll need to wash it by hand — for apparent reasons — unless you're lucky enough to have two dishwashers.


#4 Water Shut-Off Valve

Head to the basement or an exterior wall of a utility area and look for the mainline that brings water into your home. Go ahead; we'll wait.


Is the Water On or Off?

Lever handles are typically parallel to the water pipe when on and perpendicular when off. Round handles go clockwise for off and counterclockwise for on.


Near the water meter, you should see a round handle (like an outdoor spigot) or a lever handle.

Whether you're facing a burst pipe, need to turn the water off to do some DIY work, or want to avoid costly mishaps during an extended getaway, this shut-off is your go-to.


#5 Water Pressure Regulator Valve

No, that's not a metal bell that a plumber decoratively added to your water pipe. That's the valve that keeps your water pressure from being too high — no more than 50 pounds per inch (psi).


Betcha right now, you're thinking, "Woohoo! I found the solution for a super-powerful shower!"


Don't do it. Pressure higher than 50 psi can cause leaking faucets, banging pipes, and ever-running toilets — eventually ruining your pipes and appliances. That's a hefty price for an intense shower.


But if you think your water pressure is too low, pick up a water pressure gauge and hook it to a faucet to test.

If it's below the recommended 50 psi, there could be several causes beyond the regulator, such as a leak or partially obstructed pipes.


So don't be tempted to adjust the regulator yourself to see if that's the problem. It's a touchy job best left to the pros, especially since it has no guides or marks to help you, and even the tiniest adjustment can change the pressure drastically.


#6 Sump Pump

It's your dirty little secret hidden in the basement. Under its trap door, working tirelessly for you. Every time there's a hard rain, this ugly bugger is chugging away to push water away from your home. (And if you haven't heard, yet, water is your home's No. 1 enemy.)


People often think sump pumps are just for floods, and while they are necessary for that, they also help when rainfall is so heavy that the ground can't absorb it all. When that happens, the ground pushes the water back up — and into your foundation.


And news flash: You don't have to be in a floodplain for this to happen.


This is why lots of homes have sump pumps because they push water away from your home and into your drainage system.


So if you have one, be sure to check on it once in a while to see that it's working properly (you can do this yourself — no plumber needed — check the manual), preferably every three or four months. And definitely before heavy storms.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.

By Andi Dyer November 2, 2025
Got a surprise property tax bill? You may be able to appeal—but don’t wait. One homeowner called me two days before the deadline, and we built a successful appeal together. Check your 2025 valuation and email me “Tax Check” for a free review. It started with a Saturday night phone call. Frantic, a local homeowner reached out just days before the property tax appeal deadline. Their 2024 assessment had landed with a thud, forecasting a tax bill that felt wildly out of line with reality. The deadline to appeal? Monday, October 27th. Cue the scramble. That evening, too stormy to drive, I hunkered down at home and dove into the numbers. Something wasn’t right. The new valuation didn't match the trajectory of their neighborhood market. The math simply didn’t check out. Sunday morning, we got to work. I drove out to their property, and together we built a bulletproof appeal. We reviewed sales data, took updated photos, and pulled relevant comparables to submit with their documentation. The appeal package was ready to go by Monday morning. Crisis averted. Here’s what every Whatcom County homeowner should know: Your property valuation notice typically arrives in September. You have 30 days from the date on the notice to file an appeal. If the number looks off, don’t shrug and hope it’s close enough. You can challenge it—and often should, especially in fluctuating markets like Bellingham, Ferndale, and beyond. The key takeaway? Don’t wait until the last minute. It pays to be proactive. Assessments aren’t always accurate, and appealing your property valuation could save you thousands. If your 2025 valuation doesn’t reflect the true market value of your home, you have options—and you don’t have to figure them out alone. Let’s make sure you’re not overpaying. If your new valuation feels too high, DM me "Tax Check" and I’ll give you a free property value review. We’ll go over the numbers together and see if an appeal makes sense. Still have questions? Let’s meet for coffee and talk it through. I’m always happy to help you navigate the less-fun-but-super-important parts of homeownership.
By Andi Dyer October 29, 2025
🍂 This hearty vegetable lasagna is the perfect fall meal—warm, colorful, and packed with seasonal goodness. It’s a crowd-pleaser that feels just as good on a weeknight as it does at a fall gathering.
By Andi Dyer October 29, 2025
Quick Take: Bellingham’s 2025 housing market offers something refreshingly rare - balance. More listings, steady prices, and moderate competition are giving both buyers and downsizers room to breathe and act strategically. 
By Andi Dyer October 21, 2025
Looking to invest smartly or plan your next move in Whatcom County? Some local neighborhoods are showing impressive signs of growth, value retention, and strong rental potential making them ideal for long-term appreciation. Here’s a look at five communities worth keeping on your radar: 1. Roosevelt (Bellingham) With its central location, large lots, and ADU-friendly zoning, Roosevelt continues to attract buyers who want flexibility and walkable convenience. It’s a favorite among those seeking character and proximity to downtown. 2. Birch Bay This waterfront community is seeing major infrastructure upgrades and renewed interest as a vacation and investment hub. Its scenic shoreline and growing amenities make it a strong contender for long-term appreciation. 3. Ferndale (East Side) With newer developments, room to expand, and commuter-friendly access to I-5, East Ferndale offers both value and convenience. It’s an area where growth feels steady and sustainable. 4. Columbia (Bellingham) Known for its historic charm and tight-knit feel, Columbia holds its value remarkably well. Buyers love its tree-lined streets and classic homes — perfect for light renovations or long-term investment. 5. Sudden Valley An affordable entry point into lake life, Sudden Valley combines trails, community amenities, and access to Bellingham with room to grow. Its popularity among remote workers continues to rise. 📊 Want to See Data for Your Favorite Neighborhood? I can send you a custom report with market trends and appreciation forecasts tailored to your goals.
By Andi Dyer October 20, 2025
Hello Bellingham, This season, I’m thrilled to share a special partnership with Cranberry Sky Heirloom Rentals, a local gem that makes entertaining beautiful and stress-free. As a client of mine, you’re invited to enjoy an exclusive perk: ✨ Book any rental with CSHR (just a $25 minimum) and receive a complimentary Soup Buffet or Cocoa Station setup for up to 10 guests, complete with classic, mix-and-match dishes, mugs, serving pieces, and ladles. Everything you need (except the food and heat source) to wow your guests with ease. Perfect for: A cozy après-ski snack Fall harvest dinners & Friendsgiving Holiday parties (Christmas, New Year’s, Galentine’s) Or even a neighborly weekend get-together Event bookings are open October 1, 2025, through March 31, 2026. Upgrades and delivery options available. Because gathering should feel as good as home. 🏡' 
By Andi Dyer October 20, 2025
Hey Bellingham, Bellingham isn’t just a place to visit—it’s a place to live, savor, and explore. From seaside sunsets and cozy coffee shops to mossy forest trails and dog-friendly hangouts, our city has a rhythm all its own. I’ve rounded up my personal favorites in a free download: A Local’s Guide: My Top 10 Favorites in Bellingham. You’ll find hidden gems, local eats, and can’t-miss experiences that make this corner of Whatcom County feel like home. Whether you’re new to the area or just want to rediscover it through fresh eyes, this guide is your invitation to wander like a local. 📍 Download the guide now and start exploring the best of Bellingham. One latte, trail, and sunset at a time.
By Andi Dyer October 20, 2025
Hello Bellingham, LAST Chance: First-Time Homebuyer Class | 2-Night Event You’ve got one more chance this year on October 20 and October 21 from 6:00 pm - 8:30 pm to complete the two-night series at Movement Mortgage:2200 Rimland Dr, Suite #250, Bellingham, WA 98226. Why join us: Unlock up to $40,000 in down payment assistance through the Washington State Housing Finance Commission (eligibility applies; this class is required to qualify). Whatcom County market snapshot: what’s moving, what’s sitting, and why. Clear, step-by-step game plan: financing → offers → inspections → keys. Live Q&A with local pros. Bring your questions (we’ll translate the acronyms). Save your seat! Space is limited—these are our final classes of the year. P.S. Assistance programs have eligibility requirements and limited funds. We’ll walk you through the details so you know exactly where you stand.
By Andi Dyer October 14, 2025
Hello Bellingham, Being a landlord can be rewarding—but it’s not as simple as handing over the keys. From screening tenants and setting clear leases to handling maintenance and avoiding common pitfalls, a little strategy goes a long way. Whether you already own a rental or you’re just curious about investing, this quick read breaks down the essential do’s and don’ts every landlord should know. 👉 Read the full guide on Avail.
By Andi Dyer October 14, 2025
Hi Bellingham,  🍂 Get Autumnal in Whatcom County Hello Bellingham, From cozy corn mazes to picture-perfect pumpkin patches, fall is in full swing across Whatcom County. Discover the best spots for hayrides, cider sips, and pumpkin picking this season. 👉 See the full roundup on WhatcomTalk.
By Andi Dyer October 8, 2025
🍁 Hello Bellingham, Fall is packed with local favorites from Doctober Film Festival to the Whatcom Artist Studio Tour and Bellingham Exit Arts & Music Festival. Don’t miss Blaine’s Seaside Bash & OysterFest for waterfront fun and local flavor, or get your fright fix at the Bleedingham Horror Film Festival later in the month. Whether you’re into films, food, or fall color drives, there’s something happening every weekend to celebrate our vibrant community.
More Posts