Step 6 – TO BUYING A HOME – HERE’S YOUR HOMEWORK WHEN YOU WORK WITH US
Andi • May 4, 2024
Thinking of Buying A Home? Here’s Your Homework When You Work With Us
Your Name (s): ______________________________ Date: _______
Address: __________________________________
Email: __________________________________Phone:_________
This We Need You To Do Now
- Find a Mortgage Broker/Lender. We recommend comparing at least three Lenders/Mortgage Brokers to see who will give you the best terms and rates. You have already asked us for this list.
- Sign the Buyer Representation Agreement and return it to us. We will send this to you via email once we’ve decided to work together.
- Review the estimated closing costs you received from your Lender.
- Interview and select a Home Inspector. We will send you our home inspection and referral list via email. The home Inspector generally costs $350-$1,200 depending on whether you’re buying a condo or single-family home and how large and how many additional features you have selected. My Home Inspector will be:
Email:___________________________________
Phone: __________________________________
- Change privacy settings on Facebook and LinkedIn to the highest security settings possible, while still allowing people to Friend you. Do not post anything about your home search as it can be used against us during negotiations.
- Send a copy of your preapproval letter to us as well as the contact info for your mortgage Lender/Broker.
- Keep us updated on your mortgage process.
- Do not buy anything expensive or open new credit cards. Pay all bills on time. Be very careful with your finances from now until we close.
- Decide whether you want a home warranty and if this is something you want to purchase or would like us to try and negotiate during the negotiation process.
- Ask Andi and download her mobile app for your smartphone. It is the real estate industry’s national search portal, featuring accurate, real-time information that Brokers use. Then when you’re out, and you see a For Sale sign, you can pull up the app and get fast answers.
- Review a practice Purchase & Sales Agreement at the beginning of your home search, so you are comfortable with understanding the Purchase & Sales Agreement when the time comes to put in an offer. Ask us to send these to you when you’re ready to review them and we can go over them together
Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.
This content is not the product of the National Association of REALTORS®, and may not reflect NAR’s viewpoint or position on these topics and NAR does not verify the accuracy of the content.
Copyright © 2024 Andi Dyer and Sterling Real Estate Group. All rights reserved.
LAST CHANCE: First-Time Homebuyer Class — Two-Night Series (Sept & October) Missed Tuesday’s class at Goods? You’ve got two more chances this year—each is a two-night event. Pick one month and plan to attend both nights to complete the series at Movement Mortgage: 2200 Rimland Dr, Suite #250, Bellingham, WA 98226. Choose your series: * September: Sept 15 and Sept 17 at 6:30 pm * October: Oct 20 and Oct 21 at 6:30 pm Why join us: Unlock up to $40,000 in down payment assistance through the Washington State Housing Finance Commission (eligibility applies; this class is required to qualify). Whatcom County market snapshot: what’s moving, what’s sitting, and why. Clear, step-by-step game plan: financing → offers → inspections → keys. Live Q&A with local pros. Bring your questions (we’ll translate the acronyms). Space is limited—these are our final classes of the year. P.S. Assistance programs have eligibility requirements and limited funds. We’ll walk you through the details so you know exactly where you stand.
LAST CHANCE: First-Time Homebuyer Class — Two-Night Series (Sept & October) Missed Tuesday’s class at Goods? You’ve got two more chances this year—each is a two-night event. Pick one month and plan to attend both nights to complete the series at Movement Mortgage: 2200 Rimland Dr, Suite #250, Bellingham, WA 98226. Choose your series: * September: Sept 15 and Sept 17 at 6:30 pm * October: Oct 20 and Oct 21 at 6:30 pm Why join us: Unlock up to $40,000 in down payment assistance through the Washington State Housing Finance Commission (eligibility applies; this class is required to qualify). Whatcom County market snapshot: what’s moving, what’s sitting, and why. Clear, step-by-step game plan: financing → offers → inspections → keys. Live Q&A with local pros. Bring your questions (we’ll translate the acronyms). Space is limited—these are our final classes of the year. P.S. Assistance programs have eligibility requirements and limited funds. We’ll walk you through the details so you know exactly where you stand.
If you know Bellingham, you know 1107 Railroad Ave. This is the building that grew up with Boundary Bay Brewery from its early days in the basement to the bustling beer garden and stage that became a heartbeat of downtown. Now, this iconic property is officially back on the market . 3 connected buildings (1103–1107 Railroad Ave) Prime .55 acre lot across from Depot Market Square 10,599 sq. ft. of historic commercial space Zoned Commercial with endless potential Whether you see the future as a brewery, event space, or another community-minded hub, opportunities like this don’t come around often. Reach out today to explore this rare piece of Bellingham’s history and future. Andi Dyer Real Estate Real estate with care, respect, and vision Andi: 360.734.6479 | Katie: 360.820.3065
Tuesday evenings now through Aug 26th from 6–8 PM , depart from the Bellingham Cruise & Ferry Terminal for a bay tour with local legend Kolby LaBree plus select trivia and family nights. Tickets $55 (or $45 for Museum members); kids 5 and under sail free . Proceeds support Whatcom Museum programs. Grab your spot before they sell out. P.S. I did the history tour with Kolby a few weeks ago and it was terrific, I learn something new each time with her!
Join us and our guest Amy Baker to learn about first-time home buying on Tuesday, August 19th, at Goods Local Brews (2620 Northwest Ave.) at 6 pm. Buying your first home is an exciting milestone, and we’re here to help make the process simple and stress-free! Join us for our First-Time Home Buyer Seminar, where we’ll break down everything you need to know—from understanding mortgages and down payment assistance programs to navigating the home-buying process with confidence. Whether you’re just starting to explore your options or ready to take the next step, this seminar will provide expert insights and practical advice to help you make informed decisions on your journey to homeownership. Questions? Call/text: 360.734.6479
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WANT A FREE MACDUFF 2.0 STICKER? MACDUFF 2.0 stickers are here! Want one? Text or call me at 360.734.6479 and I’ll hook you up with a free sticker!
I’m thrilled to share that I’ll be representing the Women’s Council of REALTORS® – Northwest Washington Network at this year’s WCR NXT Convention in Houston ! I'm going as the Vice President of Whatcom, Skagit, & Island County. It’s a powerful gathering of real estate leaders from across the country, and I can’t wait to bring back fresh ideas, connections, and inspiration to our local network. Stay tuned for takeaways and behind-the-scenes peeks—this is going to be good. The Women's Council of REALTORS® advances women as professionals and leaders in business, the industry, and the communities we serve, and "When Women Are Present, Everything Changes."
So many possibilities with this 9.9-acre property in a prime location near I-5. The bright and airy rambler features an open floor plan and two primary suites, offering comfort and flexibility. Unique zoning allows for an RV park, and the property currently generates $50,000+ in part-time annual revenue through RV parking, camping, and a 2024 trailer that conveys with the sale and operates as a successful Airbnb rental. The land is beautifully landscaped with gardens, fruit trees, and lush, park-like scenery—creating a private sanctuary that feels far away yet remains close to amenities. Continue to grow the business, expand operations, or simply enjoy the peaceful setting while generating passive income. A rare opportunity!
JOIN THE PACK THIS AUGUST Lace up those sneakers and leash up your sense of adventure— the very first Race for the Underdogs 5K is happening at stunning Lake Padden in Bellingham on Sunday, August 17 at 8:30 AM . This heartwarming event benefits the incredible work of Happy Tails Happy Homes (HTHH) , a Whatcom County nonprofit that gives second chances to the animals who need it most. 🐶 Who You're Racing For HTHH isn’t your typical rescue. We’re a volunteer-powered, foster-based organization with no shelter, no offices, and no paid staff —just a deep love for the underdogs. That means every dollar raised goes straight to the animals, many of whom arrive with medical or behavioral challenges. We believe every tail deserves a happy ending. 🏃♀️ About the Race This scenic 5K trail loop winds counterclockwise around Lake Padden on soft grass and wooded paths. Starting near the picnic shelter at the east entrance, the route is mostly flat with a few rolling hills and one short uphill stretch through the trees on the lake’s southwest side. It’s peaceful, pet-friendly, and just the right mix of nature and challenge. 📍 Getting There From I-5 Northbound (Seattle): Take Exit 246 (N. Lake Samish), head left at the stop sign, drive 2.5 miles to the East Lake Padden entrance, and follow the HTHH signs to the playground. From I-5 Southbound (Bellingham): Take Exit 252 (Samish Way), go left over the freeway, right onto Samish Way, and continue 2.5 miles to the second Lake Padden sign (East entrance). Turn right and follow signs to the playground area.
