Buying Steps 21-23: Preparing for the Next Steps

Andi Dyer • April 28, 2025

Step 21

What is the highest and best offer?

When a Seller receives multiple offers on their property, usually they will ask all interested Buyers to submit the highest and best offer by a particular time and date. The idea is that this is the highest amount the Buyer is willing to pay with the best terms possible. Usually, there is no additional negotiation other than perhaps asking the Buyer to change a closing date so interested Buyers should offer the maximum amount of money they are willing to pay for the property.



How do you put together the highest and best offer? 

  • There is a lot more than just purchase price in the highest and best offer. Here are some other items you need to consider when putting together this offer as well as strategies to help you win in the highest and best offer situation:
  • Get your real estate team (your REALTOR® and Lender) on the same page to ensure a smooth transaction, particularly your Lender. You don’t want to find out that you can’t qualify for the amount of money you’re offering if you go above the list price.
  • Mortgage pre-approval: if you’re using a mortgage, make sure you have an up-to-date pre-approval, which will be submitted with your offer.
  • Flexibility: if possible, try to have a short closing day (30 days or less with a mortgage and 14 days or less with cash) unless the Sellers have a specific closing date in mind and limit your contingencies (i.e., if you have a house to sell before this purchase). The cleaner the offer, the higher your chance of having your offer accepted.
  • Don’t be too picky: Sellers want to work with a straightforward Buyer. Talk with your REALTOR® and come up with reasonable requests. For instance, we don’t suggest asking for a home warranty if you’re in a multiple-offer situation.
  • Consider A Pass/Fail Inspection, it means you do an inspection but won’t ask the Sellers to make any repairs. You agree to buy the property “As-Is”. After the inspection, you can still decide to walk away if you are not comfortable with the inspection results, but you won’t ask the Sellers to fix anything if you choose to move forward with the purchase.
  • Have your Lender call the Seller’s Broker and assure them that you are a highly qualified Buyer and won’t have any issues qualifying for the Loan.
  • Write a Seller love letter telling the Seller about yourself and why this is the perfect home for you.
  • Consider a price escalation addendum.


Why do Sellers ask for the highest and best offer? 

It gives all bidders an equal opportunity to have their offer considered, and it shows how committed a Buyer really is.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 22

What is a price escalation addendum? 

This price escalation addendum let’s a home Buyer say, “I will pay X price for this home but if the Seller receives another offer that is the same as mine, I’m willing to increase my offer by X price. However, it should not exceed X price.”


Here’s an example:


Buyer A offers $145,000 on a home with an escalation addendum that states, in the case of multiple offers; increase Buyer A’s offer by $5,000 and the maximum escalation is $150,000.

Buyer B puts in an offer at $147,500. Buyer A’s offer automatically goes up to $145,500. In the case of multiple offers; Buyer A’s offer will increase by $500 increments until the maximum escalation of $150,000 is reached. 


There are pros and cons to using this. The downside is you “tip your hand” and let the Seller know the maximum you are willing to pay for the house. The Seller could counteroffer with your maximum price. It gets complicated when factoring in credits to the Buyer and Seller.


Why use a price escalation clause?

This escalation addendum attempts to protect a client from overpaying. It states that you are only paying X amount more than the next highest offer and ONLY kicks in when other offers are not contingent on anything. It also protects the client as it gives the Buyer a better chance of saving money and prevents them from having to go up to the highest bid.

*It’s important to know that not every agent will accept a price escalation addendum.



When to use a price escalation addendum?

Price escalation addendums can be used during multiple offer situations and lets the Seller know the Buyers are really serious about pursuing the home. Remember, you should never pay more than what you are comfortable with. Also, keep in mind that in order for a price escalation addendum to kick in the Sellers have to show us the other offers. That way we know for sure the other offers exist.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 23

By Angela Colley 


July 2, 2019


What is earnest money? Depositing earnest money is an essential part of the home-buying process. It tells the real estate Seller you're in earnest as a Buyer, and it helps fund your down payment. The earnest money check is typically cashed and held in a title company trust account.


Without the requirement of earnest money, a real estate Buyer could make offers on many homes, essentially taking them off the market until they decided which one they liked best. Sellers rarely accept offers without the Buyers putting down earnest money to show that they are serious and are making the offer in good faith.


Assuming that all goes well and the Buyer's good-faith offer is accepted by the Seller, the earnest money funds go toward the down payment and closing costs. In effect, the earnest money is just paying more of the down payment and closing costs upfront. In many circumstances, Buyers can get most of the earnest money back if they discover something they don't like about the home during the inspection.

 

How much should you put down in the earnest money deposit?

The amount you'll deposit as earnest money will depend on factors such as the current market, what your real estate agent recommends, and what the Seller requires Washington is typically between $1000 – 5% of the offer price.


In some real estate markets, you may end up putting down more or less than the average amount. In a market where homes aren't selling quickly, the listing agent may note that the Seller requires only 1% or less for the earnest money deposit. In markets where demand is high, the Seller may ask for a higher deposit, perhaps as much as 2% to 3%. Your real estate agent may recommend that you are more likely to win a bid if you give the Seller a large deposit. The Seller may be willing to negotiate on the purchase price a little if you make a bigger good-faith deposit.


On the other hand, you may not want to put too much earnest money down. Coming up with that much money, and losing the use of it for weeks or months before the sales contract closes, may not be the best use of your cash.


However, you may wind up having to do some paperwork for your mortgage Lender, and the bank may want to verify the source of the funds for larger deposits of earnest money. It won't be a problem if you can show that you've had the money for at least 60 days.


When do you make an earnest money deposit, and who holds it?

In most cases, after your offer is accepted and you sign the real estate purchase agreement, the contract stipulates that you give your deposit to the title company. Always check the credentials of the title company and verify that the funds will be held in escrow. Never give the earnest money to the Seller; it could be difficult or impossible to get it back if something goes wrong.


After turning over the deposit, the Buyer's funds are held in an escrow account until the home sale is in the final stages. Once everything is ready, the funds are released from escrow and applied to your down payment.


Can you get your earnest money deposit back?

If the remainder remains in escrow, whoever holds the deposit determines whether you should get the earnest money back under the terms of the purchase and sale contract. Make sure that the purchase agreement covers how an earnest money deposit refund is handled.


To be on the safe side, make sure the purchase agreement contains contingency addendums that stipulate how a refund is handled (e.g., an inspection contingency protects the Buyer if the real estate fails a home inspection).


A financing contingency ensures that the earnest money is refundable, and the Buyer can get out of the transaction if he cannot get financing up until a certain date. Keep in mind that a pre-approval from a Lender does not guarantee a borrower can get a loan at mortgage rates they can afford. Even if a Buyer has a good credit score and is pre-approved for a mortgage loan, the Lender can still turn him down based on unforeseen factors such as the appraisal amount being too low. In such cases, a standard contingency allows Buyers to renegotiate the purchase contract or get their money back.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.

By Andi Dyer February 24, 2026
Many people assume peace comes after a sale is complete. After the boxes are unpacked and the paperwork is signed. In reality, many sellers feel a sense of calm much earlier. That calm often arrives the moment a plan exists. Why having a plan reduces mental load Uncertainty is exhausting. Without a plan, the mind constantly revisits the same questions: Should we sell? When? What if we regret it? A plan doesn’t answer every question, but it reduces the mental loop. Decisions no longer need to be revisited daily. Why a plan isn’t a contract A common fear is that making a plan locks you in. In truth, most plans are flexible. They evolve as information changes. The value of a plan lies in direction, not rigidity. How planning changes emotional tone Once a plan exists, sellers often report feeling lighter. They may still feel nervous, but the anxiety shifts from vague to specific. Specific concerns are easier to manage than general worry. Why this matters before any action You don’t need to list to benefit from planning. Many sellers gain peace simply by understanding their options, timelines, and tradeoffs. Action can wait. Clarity doesn’t have to. A planning-forward reframe Instead of asking, “Am I ready to sell?” ask: “What plan would help me stop carrying this decision every day?” That question often brings relief sooner than expected. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you want to feel steadier about your options before making any moves, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 23, 2026
Many sellers describe themselves as “just being cautious.” They want to make a smart decision, gather enough information, and avoid mistakes. Caution is healthy. But sometimes caution quietly turns into avoidance. Knowing the difference can bring surprising relief. Why caution feels responsible Caution is socially rewarded. It sounds thoughtful and mature. Waiting feels safer than acting, especially when a home represents years of work and stability. There’s nothing wrong with caution. The problem arises when it becomes the only strategy. How avoidance disguises itself Avoidance often shows up as endless research, repeated conversations without resolution, or a sense of being “not quite ready” without a clear reason why. The mind stays busy, but decisions don’t move forward. Why avoidance isn’t laziness Avoidance usually protects against discomfort, not effort. Selling brings uncertainty, exposure, and emotional complexity. Avoidance keeps those feelings at bay. Recognizing avoidance isn’t a failure. It’s information. How clarity interrupts avoidance Avoidance tends to dissolve when decisions are reframed as explorations rather than commitments. Gathering specific, localized information often feels safer than making abstract plans. Clarity creates momentum without forcing action. A planning-forward reframe Instead of asking, “Am I being cautious?” ask: “What would make this decision feel safer to explore?” That question often opens doors instead of closing them. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re stuck between thinking and acting and want a low-pressure way to explore options, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 22, 2026
Selling a home rarely affects just one person. Family members often have opinions, concerns, and emotional reactions of their own. Sometimes those voices are supportive. Other times they make an already complex decision feel even heavier. Understanding how to navigate family input without losing clarity is an underrated part of selling well. Why family opinions carry extra weight Family members often see the home not just as real estate, but as shared history. Their reactions may be tied to nostalgia, fear of change, or concern for your well-being rather than market reality. Because those opinions come from people you care about, they can feel harder to filter than outside advice. When helpful input becomes noise Input becomes noise when it’s vague, outdated, or rooted in someone else’s priorities. Statements like “You should wait,” “That seems low,” or “I’d never sell right now” often reflect personal comfort levels rather than your actual situation. Listening to everything equally can leave sellers stuck between competing fears. How to separate concern from direction A helpful distinction is whether the opinion comes with context. Advice grounded in your finances, your goals, and current local conditions is worth considering. Advice that ignores those factors may still be well-intended, but it’s incomplete. You’re allowed to appreciate concern without adopting the conclusion. Why clarity often reduces conflict When sellers can clearly articulate why they’re selling and what they’re prioritizing, family conversations tend to calm down. Uncertainty invites debate. Clarity sets boundaries. You don’t need consensus to move forward. You need alignment with your own values. A planning-forward reframe Instead of asking, “Who should I listen to?” try asking: “Which perspectives help me think more clearly about my own priorities?” That question keeps you centered without dismissing others. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If outside opinions are making it harder to feel confident about your next step, clarity can start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 21, 2026
Once people start talking about selling, advice appears from everywhere. Friends. Neighbors. Family. Online forums. Well-meaning people who sold years ago. Everyone seems confident, and much of the advice contradicts itself. For sellers, this flood of opinions can create paralysis rather than clarity. Why advice feels overwhelming during a sale Selling a home is high-stakes, so the brain looks for certainty. When advice conflicts, it creates cognitive overload. Sellers may delay decisions or second-guess themselves constantly. This isn’t because they’re indecisive. It’s because too many voices are competing at once. Why advice is rarely transferable Most advice is context-specific. What worked for one person may not apply to a different neighborhood, price point, or market cycle. Advice also ages quickly in real estate. Well-intentioned guidance can still be misaligned with your situation. How to filter advice productively One useful filter is asking whether the advice accounts for: Current local market conditions Your specific goals and timeline Your tolerance for stress and uncertainty Advice that ignores these factors is often incomplete. The value of a single guiding framework Rather than collecting opinions, it helps to work from a consistent framework. When decisions are anchored to clear priorities, external advice becomes input rather than pressure. That framework creates steadiness even when opinions differ. A planning-forward reframe Instead of asking, “Who’s right?” ask: “Which advice aligns with how I want this process to feel?” That question often quiets the noise. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If outside opinions are making it harder to decide, clarity can start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 20, 2026
Market uncertainty tends to amplify stress. Headlines fluctuate. Predictions conflict. Sellers may worry that every decision could be the “wrong” one. The truth is that uncertainty is not a temporary glitch in real estate. It’s a permanent feature. Learning how to stay grounded within it is what creates confidence. Why uncertainty feels especially uncomfortable during selling Selling requires action under imperfect information. That goes against the brain’s preference for certainty. When the market feels unstable, sellers may delay decisions, constantly revise plans, or feel pressure to act quickly before conditions change again. Why waiting for certainty rarely works Certainty usually arrives only in hindsight. Waiting for perfect clarity often means waiting indefinitely. What helps more than certainty is having a flexible plan that can adapt as conditions shift. How grounded sellers approach uncertainty Grounded sellers focus on what they can control: preparation, pricing alignment, communication, and pacing. They accept that not every variable can be predicted. This mindset reduces anxiety and improves decision quality. The role of values in uncertain markets When decisions are aligned with personal values rather than predictions, outcomes tend to feel steadier even if the market changes. Knowing why you’re selling matters more than knowing exactly what will happen next. A planning-forward reframe Instead of asking, “Is this the right time?” try asking: “What choice allows me to move forward with the most stability?” That question anchors decisions even when answers are imperfect. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If uncertainty is making it hard to know your next step, clarity can start with information: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 17, 2026
Many sellers worry they’ll pick the “wrong” moment to sell. They watch headlines, track interest rates, and wait for a signal that says now is the right time. That pressure can quietly stall decisions for months or even years. The truth most sellers eventually discover is that market timing matters far less than life timing. Why market timing feels so important  Market timing promises control. If you sell at the peak, you win. If you miss it, you feel like you failed. This framing turns selling into a test rather than a transition. But real estate markets are only fully clear in hindsight. Most people who “timed it perfectly” didn’t know they were doing so at the time. What life timing actually accounts for Life timing considers things the market can’t measure: Energy and capacity Health and mobility Family needs Desire for simplicity Readiness for change These factors often matter more to long-term satisfaction than a marginal price difference. Why waiting for the perfect moment creates pressure When sellers delay waiting for the perfect market, they often feel rushed later. Life changes anyway. Maintenance continues. Decisions become compressed. Selling earlier, with intention, often creates more options than selling later under pressure. How grounded sellers think about timing Grounded sellers don’t try to predict the market. They assess whether selling now would make life easier, not harder. When that answer is yes, the decision tends to hold up well over time. A planning-forward reframe Instead of asking, “Is this the best market?” try asking: “Would selling now support the way I want to live over the next few years?” That question usually brings more clarity than charts ever will. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re trying to weigh market conditions against personal readiness, a planning conversation can help: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 16, 2026
Regret is one of the strongest forces shaping seller decisions, even though it’s rarely discussed openly. People worry about selling too early, selling too late, selling for the “wrong” price, or missing out on something better. The fear of regret often keeps people stuck, not because they don’t want to move, but because they want to avoid feeling foolish later. Why regret feels so powerful in real estate Homes carry high stakes. They’re financial assets, emotional anchors, and symbols of stability all at once. That combination makes decisions feel permanent, even when they’re not. Regret thrives in uncertainty. When outcomes are unknown, the mind fills in worst-case scenarios. The two kinds of regret sellers worry about Most sellers are caught between two fears: Regret of action: “What if I sell and wish I hadn’t?” Regret of inaction: “What if I wait and wish I’d sold earlier?” Trying to eliminate regret entirely usually leads to paralysis. Why clarity reduces regret more than timing Regret tends to be lower when decisions are made with intention and information, even if the outcome isn’t perfect. Sellers who understand their reasons, explored alternatives, and chose a path aligned with their values tend to feel steadier afterward. Sellers who rushed or avoided the decision often replay it more. How to work with regret instead of against it Instead of asking how to avoid regret, it can help to ask: Which decision would I feel at peace explaining to myself later? What choice aligns with how I want this chapter to close? Those questions anchor decisions in meaning rather than prediction. A planning-forward reframe There is no version of selling that removes all uncertainty. But there are versions that feel honest, thoughtful, and grounded. When you focus on clarity over certainty, regret tends to lose its grip. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If fear of making the wrong move is what’s holding you back, starting with clarity often helps: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Re a ltor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 15, 2026
“I’m not ready” is one of the most common things sellers say. It’s also one of the least specific. Often, it doesn’t mean a lack of desire to sell. It means something else hasn’t been resolved yet. Understanding what “not ready” really points to can help sellers move forward without feeling rushed. The difference between readiness and clarity Readiness implies action. Clarity comes first. Many sellers aren’t lacking readiness. They’re lacking clarity about timing, finances, logistics, or emotional readiness for change. Until those pieces are understood, action feels premature. Common reasons sellers feel stuck Some sellers worry about where they’ll go next. Others worry about whether selling will actually simplify life or just exchange one set of problems for another. For longtime homeowners, there’s often an added layer of attachment to place, neighbors, and identity. None of these concerns are obstacles. They’re signals that planning needs to be more thoughtful, not faster. Why pressure backfires External pressure, from the market or from well-meaning friends, often makes sellers dig in rather than move forward. Pressure creates resistance. Clarity creates momentum. This is why the most productive conversations aren’t about convincing someone to sell. They’re about helping someone understand their options. How readiness tends to arrive Readiness usually shows up quietly, after enough questions have been answered. Sellers suddenly feel less reactive and more grounded. The decision stops feeling heavy. That shift rarely comes from waiting alone. It comes from information that removes uncertainty. How to Evaluate an Offer Beyond the Price When an offer arrives, most sellers look at the price first. That’s natural. But price alone rarely tells the full story of how strong an offer actually is. Some of the most stressful transactions happen when sellers accept the highest number without understanding the structure underneath it. Why price can be misleading A high price paired with fragile terms can be riskier than a slightly lower price with solid structure. Financing type, contingencies, timelines, and buyer flexibility all affect how likely the deal is to close cleanly. Price is a headline. Terms are the substance. What sellers should look at next After price, sellers should examine how the buyer is financing the purchase, how many contingencies exist, and how tight the timelines are. A well-qualified buyer with reasonable contingencies often represents a smoother path forward than an aggressive offer with multiple escape routes. The goal isn’t to eliminate risk entirely. It’s to choose which risks you’re comfortable carrying. Why certainty often has real value Certainty reduces stress. It also reduces the chance of renegotiation later. Sellers who prioritize certainty often find the process more predictable, even if the final number isn’t the absolute maximum possible. Predictability is undervalued until something goes wrong. How experience helps decode offers Understanding how offers typically play out over time matters more than reading them at face value. Some terms look harmless early on but become leverage points later. Others seem restrictive but rarely cause issues. This is where context and experience protect outcomes. A planning-forward reframe Instead of asking, “Which offer is highest?” ask: “Which offer gives me the best balance of value, certainty, and control?” That question leads to calmer decisions and cleaner closings. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you want help evaluating offers with more than just the price in mind, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 14, 2026
This is a question many sellers don’t ask out loud, but it quietly shapes everything else. People often focus on market timing, interest rates, or pricing strategy, when the real hesitation lives somewhere else entirely. You might be financially ready. You might even be logically ready. But emotional readiness is different, and ignoring it can make an otherwise solid plan feel exhausting or rushed. Why this question is harder than it sounds Selling a home isn’t just a transaction. It’s a transition. Even when the move is positive, it often involves letting go of routines, memories, and a sense of identity tied to a place. That’s why some sellers feel unsettled even when the numbers work. They may second-guess decisions, feel defensive about feedback, or rush to resolve uncertainty just to “get it over with.” Those reactions aren’t signs that you shouldn’t sell. They’re signs that the emotional side of the decision hasn’t had time to catch up with the practical side. Emotional readiness doesn’t mean feeling certain A common misconception is that being ready means feeling confident and decisive all the time. In reality, many sellers feel a mix of relief, sadness, excitement, and doubt all at once.  Emotional readiness is less about certainty and more about capacity. It’s about whether you feel able to engage in the process without it consuming you. Questions that often signal readiness include: Can I hear buyer feedback without taking it personally? Am I open to adjusting plans if new information comes in? Do I feel rushed by external pressure, or supported by my own timeline? You don’t need perfect answers. You just need awareness. Why timing without readiness creates friction When sellers move forward before they’re emotionally ready, small issues tend to feel big. A slow week of showings can trigger anxiety. An inspection report can feel like a judgment. A negotiation can feel confrontational instead of procedural. None of this means the sale is wrong. It means the pace may be off. Slowing down earlier often prevents stress later. What readiness can look like in practice Emotionally ready sellers don’t necessarily feel detached. They feel grounded. They can hold both attachment to the home and curiosity about what comes next. They’re more likely to approach decisions as choices rather than ultimatums. That mindset creates flexibility, which tends to lead to better outcomes. A planning-forward reframe Instead of asking, “Am I ready to sell?” a gentler question is: “What would help me feel steadier before I start?” Sometimes the answer is time. Sometimes it’s information. Sometimes it’s simply knowing you’re not locked into a decision the moment you ask questions. That awareness alone can make the process feel far more manageable. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re thinking about selling but want space to explore the idea without pressure, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
By Andi Dyer February 13, 2026
Many sellers imagine downsizing as a straightforward process. Decide to move. Sort belongings. Sell the house. Buy something smaller. Done. In reality, downsizing almost never unfolds in a straight line. It loops, pauses, speeds up, and slows down again. That unpredictability is normal. Why expectations don’t match reality Downsizing combines practical decisions with emotional ones. You’re not just choosing a smaller home. You’re deciding what to keep, what to release, and what version of life you’re stepping into next. Those decisions don’t happen all at once. They surface in waves. How emotional processing affects momentum Some weeks, sellers feel energized and decisive. Other weeks, they feel stuck or sentimental. This fluctuation can feel frustrating if you expect steady progress. In reality, emotional processing often moves ahead of logistical readiness. Giving yourself permission to pause prevents burnout. Why comparison can slow things down Comparing your downsizing journey to someone else’s can create unnecessary pressure. Everyone’s timeline, family structure, health, and priorities are different. What looks “fast” from the outside may have involved years of internal preparation. How to keep moving without forcing it The goal isn’t constant action. It’s forward motion that feels sustainable. Small steps matter. One room. One category. One conversation. Momentum builds when decisions feel respectful, not rushed. A planning-forward reframe Instead of asking, “Why isn’t this moving faster?” try asking: “What part of this process needs more time right now?” Listening to that answer often keeps the whole process healthier. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If downsizing feels slower or more emotional than expected, planning support can help: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer
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