Buying Steps 28-31: Navigating Inspection Negotiations

Andi Dyer • April 28, 2025

Step 28

Once you receive the Inspector’s report, we will both review it.


Most home repairs are negotiable. Be prepared to pick your battles: Minor issues, like a cracked switch plate or loose kitchen faucet, are easy and cheap to fix on your own. You don’t want to start nickel-and-diming the Seller. 


We are going to start with some background so we can make the best plan for you. Hey, I haven’t laid any real estate history on you yet, so this is important. I’m going to explain our NEW Standard Operating Procedure per our attorney for Washington REALTORS®.


“Historically, Buyer Brokers have drafted Buyer requests for repairs (Inspection Response Form 35R) by attaching a page or two from the Inspector’s report identifying a problem that Inspector noted and then instructing Seller to hire further investigation and correction of the issue. When a Seller agrees, Seller is then vested with full authority to select the expert who will conduct further investigations and determine needed corrections, if any. The result of this is that too often, Seller delivers by hiring a specialist who reaches conclusions that do not conform to Buyer’s expectations based on the urgency and crisis created in Buyer’s mind by discussions with Buyer’s Inspector. The reason inspection requests are drafted in this way is because real estate Brokers are not specialists with respect to the problem or the solution identified by Inspector. Since Brokers cannot diagnose the problem or the solution, their suggestion to Buyer is that Buyer surrender the issue to a specialist. That is appropriate. The problem is that our industry has fallen into the habit of surrendering Buyer’s inspection contingency to a Seller-selected specialist who naturally places immediate cost savings over long-term sustainability. That is the disconnect between Buyer expectations and Seller deliveries.


Rather than surrendering Buyer’s inspection contingency to Seller-selected specialists, Buyer Brokers should be assisting Buyers to consult a Buyer-selected specialist to determine the work and costs associated with the work, necessary to correct problems identified by Buyer’s Inspector. This means that during the inspection contingency, Buyers should be bringing contractors into Seller’s home who can diagnose problems identified by the Inspector and suggest repairs, along with associated costs, sufficient to resolve the problem for Buyer’s long-term use. Armed with knowledge provided by Buyer’s chosen specialist, Buyer can then negotiate either a price concession or Seller payment of Buyer closing costs in the amount of the repair so that Buyer ends up with that sum following closing and can hire the contractor to make the repair. In the alternative, Buyer can ask Seller, via Form 35R, to hire the identified contractor to make the repairs identified on the contractor’s bid. Either way, Broker is removed from the task of identifying the solution to a problem Buyer’s Inspector identified and Buyer is empowered to control the solution to the problem. Seller is equally advantaged by the ability to apply a purely economic analysis to the request Buyer makes, free from stressful calculations associated with finding a contractor they can hire to make a repair they may or may not agree is needed.


The nuts and bolts of the inspection contingency addendum (Form 35) make all of this background work possible although Brokers may need to develop their understanding of the form and shift the time periods associated with completion of the form. The initial inspection period (ten days by default) requires Buyer’s conformity to the Home Inspector statute. The statute allows Buyer to personally conduct an inspection or Buyer may hire a licensed, whole home Inspector only to conduct the inspection of Seller’s home. Additionally, during this period, Buyer may bring a licensed electrician, plumber and engineer into Seller’s home to inspect the electrical, plumbing and structural components of Seller’s home. Then, during the “Additional Inspections” period (five days by default) Buyer may bring a “specialist” into Seller’s home to diagnose problems and suggest solutions. During the Additional Inspections period, Buyer may, without additional Seller consent, bring contractors into Seller’s home to propose solutions to the problems identified by Buyer’s Inspector. Buyer must trigger the Additional Inspections period by timely claiming the additional time and providing the Inspector’s recommendation for additional investigation.”


MARKERS IN TIME


by Annie Fitzsimmons, Washington REALTORS® Legal Hotline Lawyer | Oct 10, 2019

 

It is in your best interest to get your own bids after the Inspection. Other options include:


  • If the Seller agrees to make all of your repair requests: He or she must provide you with invoices stating that the repairs were made. Then it’s full steam ahead toward the sale.


  • If the Seller responds to your repair requests with a counteroffer: He or she will state which repairs (or credits at closing) he or she is willing to make. The ball is in your court to either agree, counter the Seller’s counteroffer or terminate the transaction.


Remember to check in with yourself to see how you’re feeling about all of this. You will  find something objectionable in the home inspection report. You need to be realistic about how much repair work you’d be taking on. At this point in the sale, there’s a lot of pressure from all parties to move into the close. But if you don’t feel comfortable, speak up.


If you are still within the time frame for the inspection period you should be able to get out of your contract to purchase the property and be refunded your earnest money. This is the exact reason we have an inspection period and hire an Inspector. It’s also the reason you want to make sure you’re working with a great REALTOR®.


In order for you to get out of the contract due to a bad inspection, we will need to terminate the agreement and get your Earnest Money back. If all parties involved are being responsible and reasonable, this can hopefully happen quickly but plan that it could take up to a few weeks to get your earnest money back potentially.

 

The most important things to remember during the home inspection? Trust your Inspector, trust your gut, and lean on your agent — they likely have a lot of experience to support your decision-making.

That’s something to feel good about.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 29

We get asked for recommendations on “the safest places to live in Whatcom County” all the time. By law we are not allowed to answer that question for several reasons:


  • It violates Federal Fair Housing standards which are meant to deter agents from steering Buyers into or out of certain areas.
  • My idea of safe might not be the same as your idea of safe. For example, are you worried about crime, natural disasters, clowns, or those adorable Girl Scouts selling cookies door to door and compromising your diet? “Safe” is subjective.


So, what do you do if you are new to the area and have questions about crime rates?

We recommend checking out the following websites as part of your investigations:


  • Bellingham Herald – Local Crime

https://www.bellinghamherald.com/news/local/crime/

  • City of Bellingham – Police Activity

https://cob.org/gov/dept/police/news-police/police-daily-activity

  • National Sex Offender Registry

https://www.nsopw.gov/

  • Neighborhood Scout

https://www.neighborhoodscout.com/

  • If you are looking at a home in the County, Ferndale or Lynden, etc. check their sources as well.


Drive around the area you’re thinking of living in both at night and during the day to see what it’s like. Visit the police station and talk to the police offers. They can answer any questions you have and give you, their perspective.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 30

Can You Back Out of a Purchase & Sales Agreement?

We often get asked by Buyers if they can terminate a Purchase & Sales Agreement they’ve signed due to a change of heart or because they found a different house they like better. Here's what you need to know:


Step 1: Consult Your Attorney

Always consult your attorney for legal advice specific to your situation.


Step 2: Understanding the Agreement

  • If the Purchase & Sales Agreement has been executed (signed by both Buyers and Sellers), there are typically limited ways to back out.
  • In the state of Washington, there are often options during the Inspection Period.


Step 3: The Inspection Period

  • Once the Purchase & Sales Agreement is executed, there is typically an Inspection Period, usually lasting 5 to 10 days.
  • During this time, the home inspection takes place.\


Step 4: How to Back Out During the Inspection Period

  • Most agreements include a clause allowing the Buyer to back out if they are unhappy with something in the Inspection Report.
  • If you choose to terminate the agreement during this period, you can typically:
  • Request to cancel the agreement due to inspection issues.
  • Request a refund of your Earnest Money.
  • This must all happen before the Inspection Period ends.


Step 5: After the Inspection Period

  • Once the Inspection Period has ended, it becomes very difficult—if not impossible—to back out of the agreement and get your Earnest Money refunded.


Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.


Step 31

If you’re buying a condo or moving into a planned community with a Homeowners Association, you need to review and approve or disapprove the documents/rules. For condos, these documents generally include the Declarations and Bylaws, the Rules and Regulations, the current year's budget, and the meeting minutes.

If you’re buying a single-family home, you will need to review the Covenants, Conditions, and Restrictions (CC & R’s), which address things such as pets, fences, parking, and garbage cans. 

The reason you need to review these documents is that when you buy a condo, you’re not just buying your particular unit, but you’re also buying into the building. You need to figure out if the building is stable and healthy financially speaking or if there could be potential problems, either with big upcoming maintenance issues or delinquent condo owners who aren’t paying their HOA fees, etc. It’s also essential to learn about the building’s rules, such as:


  • Are there pet restrictions (number of pets, breeds, weights, etc.)?
  • Are there any move-in fees?
  • Can you lease your unit and, if so, for how long?
  • Is more than 75% of the building renters? If so, there is a good chance your Mortgage Lender won’t approve the loan as a building with too many renters is a risky investment


When you buy into a single-family home with a Home Owner’s Association, there are going to be rules/regulations you need to abide by. How many dogs can you have? Can you build a fence? Does it need to go to a design review committee first? Can you run a business from your home? Can you park a Recreational Vehicle/boat in your driveway or road?


For all of the above reasons, we strongly urge you to read all documents thoroughly. Write down any questions or issues you’d like to know more about as we can ask for clarification or further documentation. Pay particular attention to the meeting minutes as this is often where you’ll learn what’s really going on in the building and any future plans for big-ticket repairs.


After you’ve read the condo documents, email me any questions you have and whether you feel comfortable going forward, want to cancel the Purchase & Sale Agreement, or would like additional information.

 

QUESTIONS TO ASK WHEN BUYING A CONDO

You’ve found the perfect condo now what? It’s important to ask the right questions to make sure the condo is going to qualify for a mortgage. So what are the right questions? That’s why we’re here to help! These are our top 10 questions to ask when buying a condo. Remember, you’re not just buying a condo, but you’re buying into a piece of the building, and the mortgage company needs to make sure both the condo and the building are in good condition, both physically and financially. So here are the top 10 questions you should ask the HOA or property management company when considering buying a condo:

1. “Are there issues?”

Take a look at the minutes from board meetings to see what the owners have been griping about. These documents can give you great insight into potential headaches you might encounter should you choose to live in the building. Lenders may ask for these as part of their loan-level review to ensure there are no major issues that could adversely impact the operation or marketability of the project.
 
2. “Am I surrounded by Delinquents?”
Find out the 30-day delinquency rate of present owners in terms of paying their Homeowners Association fees. The maximum allowed by Fannie and Freddie is 15% of the total number of units. Federal Housing Administration loans allow 15% of the owners to be 60 days delinquent. Therefore, if more than 15% of the current owners are late on their Homeowners Association fees, you may have trouble getting a loan for a unit in that building.

3. “Is there a Rainy-Day Fund?”
Oftentimes, Lenders must review the homeowners’ association's current budget to determine that:

  • The budget is adequate (i.e., it includes allocations for line items pertinent to the type of condo
  • It provides for the funding of replacement reserves for capital expenditures (such as roof replacement) and deferred maintenance – at least 10% of the budgeted income should be put toward the reserves is a common amount.
  • It provides adequate funding for the building’s insurance deductible amounts


4. “Am I covered?”

 Does the association insurance include:

  • A $1M Commercial General Liability policy on a per-occurrence basis, and
  • Hazard Insurance with 100% Replacement Cost coverage and no coinsurance, and
  • A Fidelity Bond that protects the Homeowners Association against embezzlement or other loss of funds (21 and more units)?
  • Are the interior finishes of the unit covered by the Hazard Policy or will the buyer have to purchase a separate walls-in policy?
  • Speak to your Insurance Agent or ask us for a few recommendations.


5. “Lawsuits!”
Currently, mortgage loans in projects with any type of litigation are ineligible for delivery to Fannie Mae, Freddie Mac, and HUD. Litigation, however, can vary from having no impact on the project to having a major impact. In recognition of the various types of litigation and their potential impact on a project, the current policies related to litigation are as follows:

Any project (condo, co-op, or PUD) for which the homeowners’ association or co-op corporation is named as a party to pending litigation, or for which the project sponsor or developer is named as a party to pending litigation 
that relates to the safety, structural soundness, habitability, or functional use of the project is ineligible.

The following are defined to be minor matters and 
may be acceptable:
       
a. the homeowners’ association is the plaintiff in an action to collect past due homeowner's association dues, or
       
b. the homeowners’ association is named as the plaintiff in a foreclosure action, or
       
c. the homeowners’ association is named as the defendant in litigation for which the claimed amount is known, the insurance carrier has agreed to provide the defense, and the amount is covered by the association’s insurance (Slip & Fall), or
       
d. the homeowners’ association is named as a ‘Necessary Defendant’ in a mortgage foreclosure suit
       
e. the homeowners’ association is named as a defendant in non-monetary litigation involving neighbor disputes or rights of quiet enjoyment.

6. “Are most of my neighbor's owners or tenants?”

Does the association have any restrictions on renting units? If yes, do those restrictions comprise a prohibited restraint on conveyance per the Fair Housing Act? Are first mortgages exempt from any Right of First Refusal or Leasing Restrictions? If not, the project may be non-warrantable. Generally, a good rule of thumb is that if more than 50% of the building is renters, you may have trouble getting a mortgage in that building.


7. “Who’s in charge?”

Is the project professionally managed or self-managed? Each type of management presents its own unique risks, with self-managed properties representing greater risk.
 

8. “Is there a monopoly?”

Per Fannie, and Freddie no single entity (including a person) may own more than 10% of the total units in the project. HUD now allows a single entity to own up to 50% of the units. For example, if you’re looking to buy a condo in a 3-flat building and 2 of the units are one person you probably won’t be able to get financing for the unit you’re interested in purchasing. Crazy right?

 

Condo finance laws & regulations change frequently. You will have tons of financial documents to review, seek legal counsel reviewing this if you are uncomfortable/unfamiliar with this.

 

Questions? Contact us at andi@andidyer(dot)com or 360-734-6479.

By Andi Dyer December 10, 2025
As someone helping investors and homebuyers in Whatcom County, you—and your clients—should pay close attention to how remote work is subtly reshaping housing decisions here. The remote-work wave isn’t just about Zoom calls—it’s altering where, how, and why people buy homes. Here’s a look at what’s happening, how it aligns with current trends, and how you can use it to your advantage . Key Shifts in Home-Buying Behavior Among Remote Workers 1. Location Flexibility Beyond “Commute-First” Logic More Washington employers are embracing remote and hybrid roles. About one-third of the state’s tech workers report working remotely in mid-2025. For Whatcom County, this shift means buyers are less bound by commute distance to downtown Bellingham or Interstate 5. Instead, they’re choosing neighborhoods or rural homes that offer better quality of life, reliable broadband, and adaptable space for home offices. People able to work fully remotely are increasingly drawn to Bellingham and its surrounding areas for the lifestyle: mountain views, water access, and small-city culture. 2. Demand for Dedicated Workspace + Lifestyle Amenities Remote work has redefined home needs. Buyers now want functional workspace—quiet rooms, good light, and space for equipment—alongside lifestyle perks like easy trail access, clean air, and nature nearby. This balance between work efficiency and outdoor access makes homes beyond the urban core more desirable. Properties in areas like Sudden Valley, Ferndale, and even the foothills are seeing more attention from buyers who value both productivity and peace. 3. Increased Interest from Out-of-Market Buyers Remote work disconnects job location from home location. That’s made Whatcom County a top choice for buyers from Seattle, Portland, and California who crave more space, lower prices, and natural beauty without giving up access to big-city connections. Homes that combine strong internet infrastructure with proximity to recreation are seeing steady demand and, in some cases, premium pricing. 4. More Nuanced Timing and Selection Because commute time no longer dictates choices, remote buyers take more time assessing a home’s “fit.” They’re evaluating everything from neighborhood culture to broadband reliability to how a space feels for daily use. Yet, when a home checks every box, these buyers act quickly. This combination of deliberation and decisiveness is defining the new buyer mindset in 2025. Impact on Whatcom County Market Dynamics Inventory continues to rise across Whatcom County—up more than 20% year-over-year, with roughly 1,400 homes for sale as of mid-2025. More options give local buyers breathing room, but the influx of remote professionals adds competition, especially for lifestyle-oriented properties. Certain homes—those with strong connectivity, flexible layouts, and scenic settings—move faster or command a slight premium. Rent pressures also remain high as remote-work buyers fuel demand for both homeownership and long-term rentals. The result is an evolving buyer profile: skilled professionals who can live anywhere but choose Whatcom for its blend of natural beauty, community, and balanced pace of life. Strategic Guidance for Your Clients For Buyer Clients Prioritize homes with strong internet access, quiet environments, and flexible layouts that can accommodate office space. Consider properties near amenities like parks, trails, and water access, which align with the remote-work lifestyle. When a property feels right, act decisively. Fit and lifestyle often outweigh location proximity. Use local comps and neighborhood insights to gauge a home’s “remote-work value,” including internet speed and zoning for ADUs or studios. For Investor Clients Properties that appeal to remote workers tend to hold value well, since demand is lifestyle-driven rather than job-dependent. Look just outside core Bellingham for homes offering both connectivity and recreation. Monitor rental markets—remote professionals moving north are helping maintain steady occupancy and strong rental rates. A Healthy Dose of Perspective Remote work is a powerful trend, but it’s not universal. Some industries still require in-person presence, and not every buyer will prioritize remote-ready homes. Lifestyle-driven demand can also inflate prices, so help clients stay grounded in fundamentals—comps, condition, and long-term resale value. Rising inventory means more choices, but waiting too long for the “perfect” property can also backfire. Balance patience with readiness. The Bottom Line Remote work has permanently expanded how people think about home, community, and balance—and Whatcom County is benefiting. Buyers are no longer chasing the shortest commute. They’re chasing the best life they can afford. For agents, investors, and homeowners alike, understanding this shift is key to navigating 2025’s evolving real estate landscape. Andi Dyer, REALTOR® RE/MAX Whatcom County 📞 Call: 360.734.6479 🌐 AndiDyer.com/schedule Expert Guidance to Buy, Invest, and Sell in Bellingham and Whatcom County Frequently Asked Questions 1. Is remote work really affecting Bellingham home prices? Yes. Remote workers from larger metro areas are helping sustain demand and stabilize pricing, especially for homes with lifestyle or workspace appeal. 2. What types of homes are most attractive to remote buyers? Homes with reliable internet, flexible floor plans, quiet neighborhoods, and easy access to recreation are in highest demand. 3. How is remote work impacting local inventory? Inventory has increased, but desirable “remote-friendly” homes can still move quickly, especially those combining modern updates with scenic locations. 4. Are more people moving to Whatcom County from outside the area? Yes. Out-of-market buyers, especially from Seattle and the West Coast, are a growing part of local demand.  5. What advice should buyers follow in this market? Stay prepared, informed, and flexible. The right home for a remote lifestyle can appear at any time—and being ready gives you an edge.
By Andi Dyer December 3, 2025
If you've been wondering whether this is the right moment to sell your home in Bellingham, you're not alone. The short answer: it depends on your personal situation more than the market itself. Right now, Bellingham WA has low inventory, which means qualified buyers are actively looking and good homes tend to sell relatively quickly. If your timeline, finances, and next chapter align, this could be an excellent time to list your house in Whatcom County. Let me walk you through what's actually happening in our local market and help you figure out if selling makes sense for you. What's Really Happening in the Bellingham Real Estate Market Right Now? The Bellingham and Whatcom County housing market has been anything but ordinary over the past few years. We've seen rapid appreciation, shifting interest rates, and inventory that's still tighter than we'd like. Here's what matters most if you're thinking about selling: Inventory is still relatively low. There simply aren't enough homes on the market to meet demand, especially well-maintained properties in desirable locations throughout Bellingham and Whatcom County. When a good home hits the market, it often attracts multiple showings quickly. Buyers are still out there. Yes, interest rates are higher than they were a couple years ago, but serious buyers have adjusted. Many are looking to put down roots in Bellingham, drawn by the quality of life, outdoor access, and community feel. Others are relocating for work or want to be closer to medical services and amenities. Home values have held strong. While we're not seeing the wild appreciation of 2020-2021, most neighborhoods in Whatcom County have maintained their value well. If you've owned your home for more than five years, chances are you're sitting on significant equity. How Do I Know If It's the Right Time for Me to Sell? Forget what the headlines say for a second. The real question isn't whether it's a good time to sell in general—it's whether it's a good time for you to sell. Here are some signs it might make sense: You're ready for your next chapter. Maybe you're simplifying, relocating closer to services or community, or moving out of state to be near loved ones. Life changes, and your home should support where you're headed. Your home no longer fits your lifestyle. Whether it's too much space, too much maintenance, stairs that feel like a workout, or a yard that's become a part-time job, your home should make your life easier, not harder. You have significant equity to protect or use. If you've owned your home in Bellingham for a decade or more, you likely have substantial equity. Selling now lets you capture that value and put it toward your next move—whether that's downsizing locally, relocating, or building financial cushion. Maintenance is piling up. Our Bellingham weather is beautiful, but it's tough on roofs, siding, and foundations. If you're facing expensive repairs (think new roof, septic work, or foundation issues), selling before those costs hit can make financial sense. You want to sell before you have to. There's something to be said for selling on your timeline, when you can prepare your home properly and negotiate from a position of strength, rather than waiting until circumstances force a rushed sale. What Are the Challenges of Selling Right Now in Whatcom County? Let's be honest—there are always trade-offs. Here's what sellers should know: You'll probably need to buy or rent next. If you're staying in Whatcom County, you'll be competing in the same tight market you're selling into. That said, with the equity you've built, you may have more flexibility than first-time buyers. Some sellers choose to rent temporarily while they figure out their next move. Preparation matters more than ever. Buyers today have high expectations. They've seen the pristine photos online, and they're comparing your home to everything else available. A little strategic updating—fresh paint, deep cleaning, decluttering, and addressing obvious maintenance—goes a long way. Pricing needs to be smart, not emotional. Overpricing can backfire, even in a low-inventory market. Homes that sit too long start to feel stale, and buyers wonder what's wrong. A REALTOR® who knows Bellingham and Whatcom County can help you price competitively from day one. Should I Wait for a "Better" Market? I hear this question a lot, and I get it. It's tempting to think that if you just wait a little longer, conditions will improve, rates will drop, or prices will climb even higher. But here's the thing: nobody has a crystal ball. Timing the market perfectly is nearly impossible, and waiting can sometimes cost you more than you think. Here's what I've seen over the years: Maintenance doesn't wait. That roof isn't getting younger, and neither is your furnace. Life doesn't wait. If your circumstances are telling you it's time to move, postponing the decision often just adds stress. Equity is real money now. If you have it, you can use it. Waiting to see if you'll have more equity means missing out on what you could do with what you already have. If your situation is right, the market is workable, and you're mentally ready, that's usually a better signal than trying to predict interest rate movements or seasonal trends. What About Selling in Winter vs. Spring in Bellingham? Bellingham's weather does influence the market, but probably less than you think. Spring and summer are traditionally busier. The weather's nicer, gardens look great, and buyers with flexible timelines prefer to move when it's sunny. You might see more competition from other sellers, but you'll also see more buyers. Fall and winter tend to be quieter, but the buyers who are looking during these months are often more serious. They're not casually browsing—they need to move. Plus, there's less competition from other listings, so your home stands out more. Bottom line: if you're ready to sell, don't let the season hold you back. A well-marketed home can sell any time of year in Whatcom County. How Long Does It Take to Sell a Home in Bellingham Right Now? It varies, but well-priced, well-prepared homes in Bellingham and Whatcom County are typically under contract within 30 to 60 days. Some sell in a week or two, especially if they're in highly sought-after neighborhoods near trails, the bay, or convenient to services. Homes that linger usually have one or more of these issues: Overpriced for the current market Deferred maintenance that's obvious to buyers Poor photos or marketing Limited access for showings Work with a REALTOR® who understands the local nuances—like how our weather affects showing schedules, or how to market a hillside property with a steep driveway—and you'll set yourself up for a smoother, faster sale. How Can I Maximize My Home's Value Before Selling? You don't need to renovate your entire house, but a little effort can make a noticeable difference in how quickly you sell and what you net. Focus on these high-impact areas: Curb appeal: First impressions matter. Trim overgrown shrubs, power wash the driveway, and make sure the entrance feels welcoming. In Bellingham's wet climate, check for moss buildup on walkways and siding. Deep clean everything: Baseboards, windows, light fixtures, and especially bathrooms and kitchens. A clean home signals that it's been cared for. Declutter and depersonalize: Buyers need to envision themselves in your space. Pack up personal photos, collections, and excess furniture. Less is more. Fix the obvious stuff: Leaky faucets, squeaky doors, chipped paint, missing cabinet knobs—buyers notice these things, and they start doing mental math on what they'll need to fix. Consider a pre-listing inspection: This can help you identify issues before buyers do, giving you control over how and whether to address them. Your REALTOR® can give you specific advice based on your home and neighborhood. Sometimes a $500 investment in paint and cleaning returns thousands in sale price. What Should I Look for in a REALTOR® in Whatcom County? This is one of the most important decisions you'll make in the selling process, and it's worth taking your time to get it right. First, understand the difference: not every real estate agent is a REALTOR®. A REALTOR® is a member of the National Association of REALTORS® and is held to a strict Code of Ethics that goes beyond state licensing requirements. This means they're committed to treating all parties honestly, advocating for their clients' interests, and operating with transparency and integrity. Here's what else matters when choosing your REALTOR®: Local expertise that runs deep. They should know Bellingham and Whatcom County inside and out—the neighborhoods, what buyers are looking for in this area, how our local market cycles work, and have recent sales to back up their knowledge. Someone who lives and works here, not just licenses here. Master-level negotiation skills. Look for a REALTOR® who holds a Master Certified Negotiation Expert (MCNE) designation, not just a Certified Negotiation Expert (CNE). The difference matters. An MCNE has completed advanced training in negotiation strategy, psychology, and tactics—skills that can mean thousands of dollars more in your pocket when offers come in and terms are being negotiated. Full dedication to you throughout the entire process. You want a REALTOR® who will be your point of contact from start to finish—not someone who farms out different parts of the transaction to various team members. When you call with a question, you should get your REALTOR®, not a transaction coordinator you've never met. When an offer comes in at 8 PM, you should hear from the person who knows your situation and your goals, not a team member reading notes. Marketing that actually reaches buyers. Professional photography, virtual tours, compelling listing descriptions, strategic online advertising, and a plan for reaching both local and relocating buyers. In today's market, most buyers start their search online, so your REALTOR®'s digital presence matters. Honest communication about pricing and strategy. You want a REALTOR® who'll tell you the truth, even if it's not what you hoped to hear. Overpricing to "test the market" usually backfires. A great REALTOR® will explain their pricing strategy, back it up with data, and be upfront about what to expect. A plan for your entire transition. If you're selling and then buying, relocating out of the area, or need time to find your next place, your REALTOR® should help you think through the logistics and timing, not just focus on getting your current home sold. Take the time to interview at least two or three REALTORS®. Ask about their designations and continuing education. Ask how they handle multiple clients—will you be working directly with them, or will you be passed off to team members? Ask about their recent sales in Bellingham and what they think your home is worth. You'll know pretty quickly who gets it and who's genuinely committed to representing your best interests. The right REALTOR® doesn't just list your home—they become your advocate, your strategist, and your guide through what can be an emotional and complex process. Choose someone who takes that responsibility seriously. FAQ: Common Questions About Selling a Home in Bellingham WA Q: How much is my house worth in Bellingham right now? A: It depends on your location, size, condition, and recent sales in your neighborhood. The best way to know is to request a personalized home value analysis from a local REALTOR® who can compare your home to recent sales and current listings in Whatcom County. Q: Do I need to make repairs before selling, or can I sell as-is? A: You can sell as-is, but it often means accepting a lower price. Buyers will either ask for credits or factor repair costs into their offers. Strategic repairs—especially ones that improve safety or curb appeal—usually pay off. Q: What if I need to sell but don't know where I'm moving yet? A: That's more common than you think. Some sellers arrange a rent-back agreement, where they stay in the home for a month or two after closing while they figure out their next step. Others move into a short-term rental. A good REALTOR® can help you structure a sale that gives you flexibility. Q: How do I avoid capital gains taxes when selling my home? A: If you've lived in your home as your primary residence for at least two of the last five years, you can exclude up to $250,000 in gains if you're single, or $500,000 if you're married filing jointly. Consult a tax professional for advice specific to your situation, especially if your gains exceed those thresholds. Q: What's the difference between working with a broker and a REALTOR®? A: In Washington State, all real estate agents work under a broker's license. However, a REALTOR® is a broker or agent who's also a member of the National Association of REALTORS® and follows a strict Code of Ethics. This extra layer of accountability means they're committed to professional standards that go beyond state licensing requirements. Ready to Explore Your Options? If you've read this far, you're clearly thinking seriously about your next move. That's a good thing. Whether you sell this spring, next fall, or a year from now, the best decision is an informed one. I'd be happy to sit down with you—no pressure, no obligation—and walk through a personalized equity review and market analysis for your specific home in Bellingham or Whatcom County. We'll talk about: What your home is worth in today's market What you'd likely net after expenses How the timing fits with your plans What your options look like, both locally and beyond My goal isn't to push you into anything. It's to give you the information you need to make a confident decision that supports your next chapter, whatever that looks like. And you'll be working directly with me throughout the entire process—from our first conversation to closing day and beyond. Let's start the conversation. Reach out whenever you're ready. ~ Andi  360.734.6479
By Andi Dyer November 25, 2025
The Bellingham real estate market in 2025 has found a steadier rhythm. It’s more balanced, less frenzied, and far friendlier to buyers who come prepared. After several years of bidding wars and lightning-fast decisions, inventory has increased and prices have leveled, creating room for strategy and nuance again. That’s where a thoughtful negotiation plan makes all the difference. Understand the Current Market Landscape Buyers today have more leverage than they’ve had in years. With homes spending longer on the market and sellers adjusting expectations, understanding current pricing trends and comparable sales is key. I guide my clients through real-time Whatcom County data — reviewing price per square foot, recent closings in their preferred neighborhoods, and seasonal patterns — so every offer is rooted in fact, not emotion. Knowing what homes are actually selling for helps buyers negotiate confidently without overpaying. Leverage Increased Inventory With more listings available, buyers finally have room to slow down and make informed choices. Take the time to conduct thorough inspections, ask questions, and request repairs or credits when they’re justified. Still, timing matters. Desirable homes can move quickly, even in a calmer market. Having a pre-approval letter ready and showing flexibility with contingencies can set you apart. Sellers appreciate serious, prepared buyers who make the process smoother and more predictable. When I negotiate for clients, I focus on solutions, not standoffs — framing each request as a way for both sides to move forward comfortably. Craft Strategic, Seller-Friendly Offers Strong offers in a balanced market are built on precision, not pressure. A winning offer often combines fair pricing, flexibility, and professionalism. Smart buyers should: Land near fair market value to attract attention without sparking a bidding war. Use escalation clauses only when true competition exists. Match the seller’s preferred timeline for closing or possession. Limit or waive contingencies only when fully confident in the home’s condition. Small touches matter. Adjusting possession dates, offering to cover a minor fee, or writing a sincere personal note can make your offer stand out — without adding cost. Partner With Skilled, Local Negotiators Negotiation in Bellingham isn’t just about price; it’s about relationships. Local insight matters — from understanding micro-trends in neighborhoods like Fairhaven, Sunnyland, or Ferndale, to reading seller motivations and knowing how individual agents operate. My background in contract strategy and community leadership helps me structure offers that feel collaborative and professional — the kind that make sellers comfortable saying yes. The Bottom Line In Bellingham’s 2025 market, the best advantage for buyers comes from preparation, patience, and partnership. Clear communication, realistic expectations, and data-backed strategy turn negotiation from a guessing game into a confident, collaborative process. This new, more balanced market rewards buyers who understand timing, value, and the human side of real estate — securing the right home at the right price without the chaos of years past. Andi Dyer, REALTOR® RE/MAX Whatcom County 📞 Call: 360.734.6479 🌐 AndiDyer.com/schedule Expert Guidance to Buy, Invest, and Sell in Bellingham and Whatcom County Frequently Asked Questions 1. Is 2025 a good year to buy a home in Bellingham? Yes. The market is more balanced, giving buyers more negotiating power and time to make informed decisions without constant bidding wars. 2. Are home prices dropping in Bellingham? Prices have leveled slightly but remain steady. The market has transitioned from rapid growth to sustainable stability. 3. How long are homes staying on the market now? Most homes are spending longer on the market than in previous years, typically between 30 and 45 days, depending on price and condition. 4. What can buyers negotiate in 2025? Repairs, closing costs, or flexible timelines are common negotiation points. Sellers are often more open to conversation than they were in past years. 5. Why work with a local REALTOR®? Local agents understand neighborhood nuances, market trends, and the personalities behind listings — insight that can make or break a negotiation.
By Andi Dyer November 17, 2025
More Seattle buyers are choosing Bellingham right now primarily because of affordability, lifestyle, and the flexibility of remote work. With Seattle’s median home price around $766,000 in 2025, many buyers see Bellingham’s median price near $625,000 as a major opportunity to get more home for their money, often with larger lots, quieter streets, and the same Pacific Northwest charm. Bellingham offers the best of both worlds: a welcoming, small-town atmosphere paired with urban conveniences like a vibrant downtown, strong local arts, and steady employment sectors in healthcare, higher education, and technology. That mix helps sustain a healthy economy and keeps the area appealing for long-term living. Remote Work Opens the Door The ongoing rise of remote and hybrid work has changed how people think about “location.” Many Seattle-area professionals now realize they can keep their jobs and stay in Washington while escaping the high costs, traffic, and stress of city living. Bellingham makes that trade easy. It’s close enough to Seattle for visits or meetings but far enough away to enjoy a slower pace and a stronger connection to nature. Between Mount Baker, the San Juan Islands, and endless hiking and biking trails, it’s easy to see why people looking for balance are heading north. A Balanced and Competitive Market Nearly one in four Seattle-area buyers are exploring moves outside the metro area, and Bellingham is near the top of that list. The local market remains active but is far more balanced than Seattle’s, giving buyers more time and flexibility to find the right property. While desirable homes still attract competition, bidding wars are less intense, and inventory levels have improved. This creates a healthier environment for both buyers and sellers — a market where thoughtful preparation and realistic pricing matter more than speed. The Appeal Is Clear Seattle buyers are drawn to Bellingham because it delivers more value, space, and lifestyle without sacrificing access to the city’s cultural and professional connections. It’s affordable enough to feel like a smart investment, beautiful enough to feel like an escape, and connected enough to make the move practical. For many, it’s not about leaving Seattle — it’s about redefining what home looks like in the Pacific Northwest. Andi Dyer, REALTOR® RE/MAX Whatcom County 📞 Call: 360.734.6479 🌐 AndiDyer.com/schedule Expert Guidance to Buy, Invest, and Sell in Bellingham and Whatcom County Frequently Asked Questions  1. Is Bellingham more affordable than Seattle? Yes. With a median home price around $625,000 compared to Seattle’s $766,000, Bellingham offers noticeably more space and value for the money. 2. How far is Bellingham from Seattle? Bellingham is roughly 90 miles north of Seattle, about an hour and a half by car, making it close enough for business trips, family visits, or weekend plans. 3. What types of jobs are common in Bellingham? Major employment sectors include healthcare, higher education, small business, tourism, and a growing tech and remote-work community. 4. Is Bellingham a good place for remote workers? Absolutely. The area offers reliable internet access, quiet workspaces, and the freedom to enjoy outdoor recreation before or after the workday. 5. What makes Bellingham attractive for Seattle buyers? Lower prices, natural beauty, and a relaxed lifestyle top the list, but staying within Washington while maintaining career flexibility makes it even more appealing.
By Andi Dyer November 17, 2025
What I’m Listening To This Month Between showings, coffee stops, and scenic drives around Whatcom County, I love a good podcast to keep me company. Here are a few that have caught my ear lately—equal parts inspiring, hilarious, and a little mysterious. 🎧 Taskmaster: The Podcast If you love British humor, this one’s a treat. Each episode dives into the wonderfully chaotic world of Taskmaster, where comedians face absurd challenges with equal parts brilliance and questionable judgment. 🌍 Women Who Travel This series celebrates the ways women explore the world—blending candid storytelling, cultural insight, and pure wanderlust. Perfect listening for travel lovers and daydreamers alike. 🐾 Trained to Kill: The Dog Trainer, the Heiress, and the Bodyguard A true crime story rooted in Anacortes, this gripping series unravels a tangled web of loyalty, manipulation, and danger—each episode more surprising than the last. Have a favorite podcast to recommend? I’d love to hear it, especially something that pairs well with a drive along Chuckanut or a stroll through Fairhaven.
By Andi Dyer November 14, 2025
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By Andi Dyer November 13, 2025
Despite the perception of a “slow market,” winter 2025 in Whatcom County actually represents a real opportunity for sellers who adapt their approach strategically. After several years of rapid home price growth and extremely tight inventory, the market has entered a more balanced phase marked by higher inventory, steady buyer demand, and stable pricing across the region. Inventory Is Up — and So Is Competition Inventory has increased significantly over the past year. In Bellingham, active listings are up 41% year-over-year , with similar trends seen in Ferndale, Lynden, Blaine, and Birch Bay. This growth gives buyers more choices than they’ve had in years, but it also means sellers are competing for attention. Homes that stand out with professional staging, high-quality photos, and competitive pricing continue to sell quickly, even as the overall pace slows. Sellers who approach listing preparation thoughtfully are still seeing strong offers and solid closing timelines. Prices Remain Steady Home prices across Whatcom County have softened only slightly from their 2024 peaks but remain stable overall. The median home price currently hovers between $615,000 and $625,000 , with detached homes averaging around $620,000 . Average days on market have increased modestly, giving buyers a bit more breathing room — but that shift also highlights the importance of realistic pricing. Homes priced too aggressively tend to linger, while those aligned with current market data still attract steady interest. Ferndale continues to appeal to buyers seeking affordability and newer developments, while Bellingham holds its value thanks to its waterfront access, cultural amenities, and strong local economy. A Balanced Market Creates Strategic Openings With roughly 3.5 to 4 months of inventory , Whatcom County has reached a level of balance not seen in years. Buyers have more time to make decisions, but sellers who present their homes well and price strategically are still rewarded. This isn’t the frantic, multiple-offer market of 2021—but it’s also not a downturn. It’s a recalibration. Sellers who see it that way are the ones finding success. The Seller’s Advantage: Preparation and Precision Winter markets tend to filter out casual buyers. The ones shopping now are typically motivated—relocating, upsizing, or taking advantage of improved selection. That’s why preparation matters so much. Well-staged homes that photograph beautifully online and are priced in line with recent sales continue to capture attention. Sellers who invest a little time in presentation and flexibility in negotiation are often the ones walking away with strong results. The Bottom Line Winter 2025 in Whatcom County isn’t a “slow” market—it’s a smarter one. With rising inventory, stable pricing, and buyers who are still active but more deliberate, it’s a season where strategy counts more than speed. Sellers who adapt to these changes—by pricing realistically, presenting their homes thoughtfully, and staying patient—can take advantage of this moment to move forward successfully. Andi Dyer, REALTOR® RE/MAX Whatcom County 📞 Call: 360.734.6479 🌐 AndiDyer.com/schedule Expert Guidance to Buy, Invest, and Sell in Bellingham and Whatcom County  Frequently Asked Questions 1. Is winter a bad time to sell a home in Whatcom County? Not at all. Serious buyers stay active through winter, and less overall competition can make your home stand out. 2. Are home prices dropping in Whatcom County? Prices have softened slightly from their 2024 highs but remain steady. The market is balanced, not declining. 3. How long are homes taking to sell? Most homes are taking slightly longer—typically 30 to 45 days—but well-prepared listings can still go pending within two to three weeks. 4. Should sellers wait until spring 2026? Waiting isn’t always better. Listing now can mean less competition and a pool of serious buyers who want to move before spring. 5. What’s the key to selling successfully right now? Realistic pricing, strong presentation, and working with a REALTOR® who understands the shifting local market dynamics.
By Andi Dyer November 11, 2025
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By Andi Dyer November 10, 2025
To make my traditional Swedish Glögg (mulled wine), you gently heat red wine and spirits with a blend of spices, orange zest, and sugar. The mixture is then strained and served warm with blanched almonds and raisins. Ingredients 1 bottle (750ml) dry red wine (e.g., Cabernet Sauvignon, Pinot Noir, or a Cotes du Rhone) 1/2 to 1 cup sugar (caster or granulated, to taste) 1/2 to 1 cup vodka, aquavit, bourbon, or brandy (optional, for a stronger drink) 1 orange (peel in wide strips, avoiding the white pith) 1 cinnamon stick 10 whole cloves 10 cardamom pods, lightly crushed 3-4 slices fresh ginger, peeled (optional) 1/2 cup raisins (plus more for serving) 1/2 cup blanched slivered almonds (for serving) Instructions Combine Ingredients: In a large saucepan, combine the red wine, sugar, orange zest strips, cinnamon stick, cloves, crushed cardamom pods, and ginger slices (if using). Add the raisins and almonds into the mixture or save them for serving. Heat Gently Warm the mixture over medium-low heat. Stir occasionally to dissolve the sugar completely. It is crucial that the mixture is heated gently and never allowed to boil, or the alcohol will cook off and the flavor will be spoiled. The temperature should stay below 175°F (77°C). This process typically takes 10-15 minutes. Steep Remove the pot from the heat, cover it with a lid, and let the spices infuse the wine. This can be done for at least 1 hour, or ideally, the mixture can be left to steep overnight in a cool place for a more intense flavor. Strain and Reheat Strain the glögg through a fine-mesh strainer to remove all the spices and orange peel. Discard the spices. Gently reheat the liquid over low heat until hot but not boiling. Add Spirit (Optional): Just before serving, stir in the vodka, aquavit, or other spirit of your choice, if using. Serve Ladle the warm glögg into small heatproof glasses or mugs. Garnish each serving with a few additional blanched almonds and raisins, which are traditionally eaten with a small spoon as you drink.
By Andi Dyer November 4, 2025
Bring a burst of color (and flavor!) to your table with this crisp, seasonal salad. Juicy pears, tart pomegranate seeds, and a lively ginger dressing make it a refreshing side for any fall or holiday meal.  🍁 Click below to get the recipe and add a little sparkle to your menu!
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