6 economists forecast the 2016 housing market

Many sellers don’t delay selling because they’re unsure about the market. They delay because there’s always one more thing that could be improved. One more project. One more update. One more box to check before the home feels “ready.” This instinct is understandable, but it can quietly keep sellers stuck longer than they intend. Why improvement feels productive Making improvements feels active. It gives a sense of control and progress. Instead of facing the uncertainty of the market, sellers can focus on tangible tasks with clear outcomes. In that sense, improvement can feel safer than exposure. How “almost ready” becomes a moving target The challenge is that “ready” is rarely a fixed point. Once one project is finished, another becomes visible. Homes evolve slowly, and perfection remains just out of reach. Over time, sellers may realize they’ve been preparing for years without moving closer to a decision. When improvements stop adding clarity Some improvements meaningfully reduce buyer hesitation. Others simply make the home nicer to live in while extending the timeline. The difference often lies in whether the improvement changes how buyers perceive value or merely improves comfort for the seller. Why waiting can narrow options Delaying for incremental improvements can compress future choices. Life circumstances change. Maintenance continues. What once felt optional can become urgent. Selling earlier doesn’t mean selling unfinished. It means deciding which “enough” actually serves your goals. A planning-forward reframe Instead of asking, “What else should I fix?” try asking: “What would need to be done for me to feel comfortable listing?” That question often reveals whether improvement is serving clarity or postponing it. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re wondering whether one more project is helping or holding you back, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

Selling a home you’ve owned for a long time is very different from selling a recent purchase. The decisions are heavier, the stakes feel higher, and the ripple effects extend far beyond the transaction itself. That’s especially true right now, as Bellingham’s market continues to shift away from the frantic pace of previous years and into something more balanced and selective. For longtime homeowners, the question is rarely “Can I sell?” It’s “How do I sell well without creating unnecessary stress, risk, or regret?” Why the current market requires more judgment, not more hype In hot markets, speed covers a lot of mistakes. Homes sell quickly, buyers compete aggressively, and imperfect decisions are often forgiven by momentum. That environment rewards agents who focus on volume and visibility. In today’s market, momentum is earned rather than assumed. Buyers are more cautious, more analytical, and less willing to overlook uncertainty. This shift places much greater importance on strategy, preparation, and decision-making — especially for sellers who have significant equity and long-term financial considerations. What homeowners need now is not pressure to act fast, but guidance that helps them act wisely. The importance of protecting equity, not just achieving a sale For longtime homeowners, equity often represents decades of commitment and patience. It may be tied to retirement plans, downsizing decisions, or long-term financial security. Protecting that equity requires more than choosing a list price and hoping for the best. It requires an agent who understands how pricing, preparation, negotiation, and risk management interact. Small missteps — poorly handled inspections, reactive concessions, or misaligned pricing — can quietly erode net outcomes even when a sale technically “succeeds.” Strong representation focuses on preserving value throughout the process, not just at the offer stage. Why communication and pacing matter more than ever Longtime homeowners often need more space to think through decisions. There may be emotional attachment, logistical complexity, or uncertainty about what comes next. An agent who rushes these conversations can create anxiety and resistance rather than clarity. What helps instead is steady, transparent communication. Clear explanations of tradeoffs. Time to absorb information. Guidance that respects the fact that this isn’t just a transaction, but a transition. When sellers feel supported rather than pushed, decisions tend to be stronger and outcomes more satisfying. The value of local, situation-specific experience Bellingham is not a single market. Neighborhoods behave differently. Buyer expectations vary by price range and home type. What works for one property may not work for another, even a few blocks away. Longtime homeowners benefit from agents who understand these nuances and can adapt strategy accordingly. Local knowledge isn’t just about knowing sales data. It’s about understanding how buyers interpret value right now, and how that interpretation should shape decisions. A planning-forward reframe Instead of asking, “Who can sell my house the fastest?” a more useful question right now is: “Who will help me navigate this sale with the least amount of risk and the most confidence?” For longtime homeowners, that distinction makes all the difference. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re a longtime homeowner weighing your next move and want thoughtful, low-pressure guidance, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Rea l tor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

Inspection negotiations are one of the most emotionally charged parts of a home sale. Sellers often feel blindsided by requests and worry that the deal is slipping away. The key to navigating inspections successfully is understanding that inspection negotiations are not a judgment of your home, but a normal part of the transaction process . Why inspections feel personal For many sellers, an inspection report feels like a critique of how they’ve cared for their home. In reality, inspection reports are designed to identify issues, not assign blame. Nearly every inspection uncovers something. That doesn’t mean the sale is in trouble. How buyers typically approach inspections Buyers use inspections to understand risk. Some focus on safety issues. Others focus on major systems. Very few expect perfection. Requests often reflect buyer comfort levels rather than absolute necessity. What sellers can reasonably expect Not every request requires action. Some items are informational. Others may be reasonable to address or negotiate through credits. Understanding which requests are typical and which are outliers helps sellers respond calmly instead of defensively. Why preparation matters here too Sellers who have a clear understanding of their home’s condition before listing tend to feel more confident during inspections. They are less surprised and better able to decide what they are willing to do. A calmer way to approach inspection negotiations Instead of reacting to the list, it helps to ask: “Which items truly affect safety, function, or buyer confidence?” That perspective leads to better decisions and keeps negotiations focused. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you want to understand inspection negotiations before you’re in the middle of one, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

When a home goes under contract, many sellers assume the deal is done. But experienced sellers know that transactions don’t close until they close. This is where backup offers can play an important role. A backup offer is an additional offer that takes effect if the primary contract falls apart. Understanding how they work can give sellers more security and leverage. Why deals sometimes fall through Even strong contracts can fail. Financing issues, inspection disagreements, appraisal problems, or buyer hesitation can all derail a transaction. This isn’t always a reflection of the home or the seller. It’s part of real estate reality. Backup offers exist because of this uncertainty. How backup offers protect sellers Having a backup offer keeps momentum on your side. It signals to the primary buyer that there is continued interest, which can reduce the chance of aggressive renegotiation. If the first deal does fall apart, a backup offer can allow the transaction to continue without going back to market, saving time and stress. When backup offers are most useful Backup offers are especially helpful in balanced markets where buyers are cautious. They provide insurance without forcing a decision. They can also be useful when sellers are coordinating a purchase or want to avoid re-listing and restarting the showing process. What sellers should consider before accepting a backup  It’s important to understand the terms of the backup offer, including timing and contingencies. Not all backups are equal. Some are stronger than others. A thoughtful review helps ensure the backup truly adds security rather than complexity. A planning-forward perspective Backup offers aren’t about mistrust. They’re about realism. Having a plan B often makes plan A stronger. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you want to understand how backup offers fit into your overall strategy, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

This question comes up because flooring sits right at the intersection of money, effort, and buyer psychology. You can live with worn carpet for years without thinking twice, but buyers experience it in a single walk-through, often while they are comparing three other homes that day. Flooring is one of the few features buyers literally feel underfoot, and that sensory experience affects their perception faster than most sellers expect. The short answer is that replacing carpet usually creates a cleaner, easier “yes” for buyers , while an allowance can work in certain situations but often introduces uncertainty that reduces urgency . The right choice depends on your home’s condition, your price range, and how buyers are behaving in your corner of the Bellingham and Whatcom County market. Why Flooring Has Outsized Impact Buyers make snap judgments at the entry and in the main living areas. Dated or stained carpet can quietly communicate “project,” even if the home is otherwise well-maintained. That mental shift matters because it changes how buyers negotiate. Once they view the home as a project, they start protecting themselves by mentally discounting their offer, adding contingency concerns, or planning future hassle. In a balanced market, buyers have more options. When they have options, they gravitate toward homes that feel easy. Flooring plays a big role in “easy.” Why Replacing Carpet Often Works Better Than Sellers Think Replacing carpet is rarely glamorous. It can feel annoying because it’s not a fun upgrade. But it often pays off because it removes a common reason buyers hesitate. New, neutral carpet can make the home feel brighter and more cared for, even if nothing else changes. It also helps photos look cleaner, especially in bedrooms and lower-light areas. That matters because the first showing is online now. If photos subtly signal “worn,” fewer buyers click, and fewer clicks means fewer showings, which can lead to a longer time on market. Replacing carpet also reduces negotiation friction. Buyers are less likely to ask for credits or concessions when the home feels move-in ready. Why Allowances Sound Good and Sometimes Underperform Flooring allowances feel logical from the seller side. You don’t have to spend money upfront, and the buyer can choose their style. The challenge is that buyers rarely value allowances at face value. Buyers often discount allowances because they are thinking about: The time and coordination required after closing The risk of surprises under the carpet Whether the allowance amount will actually cover replacement The inconvenience of moving furniture and living around a project Even when none of those risks are real, the perception of risk changes behavior. In practice, allowances can sometimes attract buyers who want to customize finishes. But they can also reduce urgency among buyers who prefer clarity, especially when those buyers have other options. When an Allowance Can Be the Smarter Choice There are times an allowance can make sense. If replacing the carpet would delay listing significantly, or if the carpet is dated but still clean and functional, an allowance can be a reasonable strategy. Allowances also make more sense when the home is already positioned as having opportunities for personalization, and the pricing reflects that. The mistake is offering an allowance while still pricing the home like it is fully updated. That combination often causes buyers to feel like they are paying top-of-market while also inheriting work. The Decision That Usually Produces the Best Outcome The best question is not “Which option costs less?” The best question is: Which option makes it easiest for the right buyer to say yes without hesitation? If worn carpet is one of the only visible distractions, replacing it may produce a stronger outcome than you’d expect. If the home is already a project, an allowance may fit the overall strategy. Either can work. The goal is to align the choice with your pricing, your timeline, and what buyers in your market segment are responding to right now. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re weighing improvements and want to choose what actually supports your sale, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

This question usually shows up when life planning meets real estate. People aren’t asking because they’re impatient. They’re asking because they’re coordinating work schedules, moves, school timing, travel, family logistics, or simply trying to avoid chaos. The clear answer is: the timeline to sell a home in Bellingham includes three phases, and most stress comes from only thinking about one of them. Those phases are preparation, time on market until a contract is accepted, and time from contract to closing. Understanding the whole timeline is what helps you plan with confidence. Phase One: Preparation Is Often the Longest Part Many homeowners underestimate the amount of time it takes to get a home ready, not because they’re procrastinating, but because preparation has hidden layers. It’s rarely just cleaning. It’s deciding what stays and what goes. It’s sorting through storage, garages, sheds, and closets. It’s choosing which repairs are worth doing and which are not. It’s coordinating vendors. It’s paperwork. It’s also the emotional process of detaching from a place that holds years of life. For longtime homeowners in particular, preparation is not a weekend project. It’s a sequence of decisions. The good news is that when this phase is handled thoughtfully, it reduces friction later. Phase Two: Time on Market Is More About Buyer Response Than Days In a balanced market, buyers behave differently than they did during the frenzy years. They compare more, they hesitate more, and they ask better questions. That does not mean your home is flawed. It means the buyer pool is acting like buyers again. Time on market depends heavily on pricing and presentation. Homes that feel easy to say yes to tend to get meaningful attention early. Homes that feel like a project, or are priced ahead of where buyers are responding, tend to take longer. A healthier way to evaluate this phase is to focus less on the calendar and more on signals. Are you getting showings? Are buyers staying in the home long enough to imagine living there? Are there repeated comments about the same issue? Feedback is data. Data guides adjustments. Phase Three: Contract to Closing Is a Separate Timeline Once you accept an offer, the sale is not finished. It moves into a process that includes inspections, appraisal, financing, and escrow coordination. Many closings in Whatcom County land in the 30 to 45 day range, but the exact timeline depends on the buyer’s financing type, the complexity of the transaction, and what is discovered during inspections or appraisal. The key planning lesson is this: even when a home goes under contract quickly, you still need time for the closing process. When This Timeline Changes There are scenarios that can extend the overall timeline. Some are predictable and some are not. If a home needs repairs that become negotiation points, that can add time. If appraisal issues arise, that can add time. If the buyer’s financing is more complex, that can add time. If you are coordinating your sale with another purchase, the timeline may be structured around aligning those steps. None of these scenarios are unusual. They simply highlight why planning with flexibility is calmer than planning with a rigid date that cannot move. A Reframe That Reduces Stress Instead of asking “How fast can I sell?” a more useful question is “How do I create a sale that feels predictable and controlled?” That usually comes from preparation, accurate pricing, and a clear understanding of what matters most to you: speed, net, simplicity, or terms. In many cases, the smoothest transactions are not the fastest. They are the ones where the seller had a plan before the listing ever went live. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you’re trying to plan your timing and want a realistic view of what selling could look like in your specific situation, this is a helpful first step: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

When sellers hear the word “negotiation,” many picture a battle. Someone wins. Someone loses. The goal is to push as hard as possible and come out ahead. That framing is common, but it’s also one of the reasons negotiations so often create stress, resentment, or regret. In real estate, the strongest negotiations don’t feel like victories. They feel resolved. Why the “win” mindset creates unnecessary risk A negotiation focused on winning tends to narrow attention. Sellers may fixate on a single term, a dollar amount, or a point of principle, while missing how the rest of the deal is structured. That tunnel vision can feel empowering in the moment but risky in practice. Deals rarely fall apart because one side didn’t push hard enough. They fall apart because trust eroded, expectations diverged, or uncertainty wasn’t addressed early. A win-at-all-costs mindset often accelerates those breakdowns. What effective negotiation actually prioritizes Strong negotiation prioritizes clarity over force. It looks at the entire structure of the agreement, not just the headline number. Timing, contingencies, financing strength, inspection scope, and communication tone all matter because they influence whether the deal will actually reach closing. The best agents evaluate negotiation points through a simple lens: Does this reduce risk, or does it introduce it? That question leads to very different decisions than “Can we squeeze a little more here?” Why calm negotiations produce better outcomes Buyers respond to steadiness. When sellers feel grounded and informed, negotiations tend to stay productive. Requests are evaluated thoughtfully instead of defensively. Counteroffers feel measured instead of reactive. This doesn’t mean giving in. It means choosing battles that matter and letting go of ones that don’t. That selectivity often preserves leverage better than constant pressure.  How good agents prepare sellers for negotiation before it starts The most effective negotiation happens before the first offer arrives. Strong agents talk through likely scenarios in advance. They explain where buyers typically push, where flexibility helps, and where firmness is appropriate. This preparation allows sellers to make decisions with intention instead of surprise. When a request comes in, it’s familiar territory, not a shock. Why fewer regrets is the real measure of success Sellers rarely regret not pushing harder on a minor point. They regret deals that felt tense, unpredictable, or unnecessarily stressful. They regret decisions made in haste or under pressure. Good negotiation leaves sellers feeling respected, informed, and confident that the outcome aligns with their goals, even if every detail wasn’t perfect. A planning-forward reframe Instead of asking, “How do we win this negotiation?” try asking: “Which choices here protect my outcome and reduce the chance of regret later?” That shift changes everything. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com If you want negotiation guidance that prioritizes clarity and clean outcomes, start here: 👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/ Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer

Andi Dyer Real Estate - What Top Real Estate Agents Do Before a Deal Ever Goes Wrong

If you own a home in Bellingham, it probably feels like the advice around selling has become harder to trust. One article says the market has cooled. Another insists prices are holding. You may know someone who sold quickly, while another home in your neighborhood has been sitting longer than expected. All of that can make a very reasonable question feel surprisingly hard to answer: is now actually a good time to sell, or should I wait? The honest answer is that yes, it can still be a good time to sell a home in Bellingham , but what makes it “a good time” has changed. Today’s market is less about catching a wave and more about making thoughtful decisions based on your specific situation. Bellingham has moved into a more balanced market. There are more homes for sale than there were a few years ago, which means buyers have options and are taking their time. At the same time, homes that are priced realistically and prepared well are still selling. What has shifted most noticeably is buyer behavior. Buyers are more cautious, more informed, and far less willing to overlook pricing or condition issues. Because of that, timing alone matters less than it used to. Pricing correctly from the start has become far more important than waiting for the “perfect” moment. Homes that enter the market aligned with current data tend to attract interest early and generate useful feedback. Homes priced based on last year’s headlines or emotional expectations often linger, and once a home sits too long, it can quietly lose negotiating leverage. Seasonality still plays a role in Whatcom County, but it isn’t a rulebook. Spring and early summer typically bring more buyers into the market, which can translate into more showings. Fall and winter can still be strong selling periods, particularly for homeowners who prefer fewer competing listings and more serious buyers. The best season depends on what you value most, not just the calendar. Where selling tends to make the most sense is when it supports a larger plan. That might mean you’ve built meaningful equity and want to simplify. It might mean your home no longer fits how you live, or you’re thinking ahead to a downsizing move. In those situations, waiting for ideal conditions often adds stress without materially improving the outcome. There are also times when caution is appropriate. If selling would force a rushed next move, if major repairs haven’t been thought through, or if tax and financial planning haven’t been considered yet, slowing down can be the smarter choice. A good decision doesn’t have to be fast. It just has to be informed. A more useful question than “Is now a good time to sell?” is often, “What would need to be true for selling to work well for me?” That reframes the decision away from headlines and toward clarity. With the right preparation and expectations, many sellers are finding that today’s market is calmer and more predictable than the frenzy years. That can be a very good thing. ABOUT THE AUTHOR Andi Dyer is a Bellingham-based real estate broker with RE/MAX Whatcom County, specializing in helping longtime homeowners and sellers make confident, well-informed decisions. With a calm, data-driven approach and strong negotiation expertise, Andi focuses on protecting equity, reducing stress, and guiding sellers through the process with clarity and care. 📍 Serving Bellingham and all of Whatcom County 📞 Call or text: 360 • 734 • 6479 📧 Email: andi [at] andidyer [dot] com Zillow: https://www.zillow.com/profile/AndiDyer Realtor.com: https://www.realtor.com/realestateagents/andi-dyer Homes.com: https://www.homes.com/real-estate-agents/andi-dyer Google Business Profile: https://g.page/andi-dyer-real-estate Facebook: https://www.facebook.com/AndiDyerRealEstate Instagram: https://www.instagram.com/andi.dyer  👉 Start with a low-pressure home value and seller planning tool here: https://www.andidyerrealestate.com/seller/valuation/